1220 5th St S, Cold Spring, MN 56320 Property Records

Stearns County property record for 1220 5th St S, Cold Spring, MN 56320 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2.25 Baths
Year Built	Built 2002
Square Footage	1,310 sqft Living Area
Lot Size	19,570 sqft (0.449 acres)
Occupancy	Owner Occupied
Last Sale	$24,900 (1999)
Tax Bill	$4,528.00 (2026)

Owner

Source: Stearns County records · APN 48-29316-0192

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1220 5TH ST S, COLD SPRING, MN 56320-2334
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 30, 1999 · Amount on Record
Deed Sale	Sep 30, 1999 · Amount on Record
Record Refreshed	Sep 20, 2026

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Cold Spring City
County	Stearns County
Unified School District	Rocori Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,528.00 (+12.47%)	$376,200 (-0.11%) Land $52,300 Building $323,900	$376,200 (-0.11%) Land $52,300 Building $323,900
2025		$376,600 (+6.56%) Land $48,900 Building $327,700	$376,600 (+6.56%) Land $48,900 Building $327,700
2023	$4,026.00	$353,400 Land $48,900 Building $304,500	$353,400 Land $48,900 Building $304,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`48-29316-0192`

Interior

Bedrooms	4 Beds
Full Baths	2.25 Baths
Partial Baths	1 Partial Baths
Building Area	1,310 sqft Living Area
Gross Area	1,943 sqft Gross Area
1st Floor	1,266 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch Style
Exterior Material	Metal Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	19,570 sqft (0.449 acres)
Depth X Width	190 ft x 50 ft Depth x Width
Parking Spaces	3 Parking Spaces
Garage Area	816 sqft Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	1220 5TH ST S
City	COLD SPRING
State	MN
Zip	56320-2334
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 007 BLK 002 CAITLYN'S ADDITION PLAT 3 SECTION 22 TOWNSHIP 123 RANGE 030 SECTION 22 TOWNSHIP 123 RANGE 030
Legal Range	30W
Legal Township	123
Legal Section	22
Legal Subdivision	CAITLYNS ADDITION PLAT 3
Legal Block	2
Legal Lot Number	7
Jurisdiction	STEARNS MN
Minor Civil Division	COLD SPRING
Census Blockgroup	2
Census Block	2063
Census Tract	11302