Stearns County property record for 1217 5th St S, Cold Spring, MN 56320 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 2006 |
| Square Footage | 1,466 sqft Living Area |
| Lot Size | 14,706 sqft (0.338 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $379,000 (2026) |
| Tax Bill | $3,754.00 (2026) |
| Primary APN | 48-29316-0186 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,466 sqft Living Area |
| Gross Area | 2,025 sqft Gross Area |
| 1st Floor | 768 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Split Level Style |
| Exterior Material | Metal Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 14,706 sqft (0.338 acres) |
| Depth X Width | 171 ft x 74 ft Depth x Width |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 746 sqft Garage |
| Shed | 1 Shed |
| Shed Area | 48 sqft Shed |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 1217 5TH ST S |
|---|---|
| City | COLD SPRING |
| State | MN |
| Zip | 56320-2334 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 004 BLK 002 CAITLYN'S ADDITION PLAT 3 SECTION 22 TOWNSHIP 123 RANGE 030 SECTION 22 TOWNSHIP 123 RANGE 030 |
| Legal Range | 30W |
| Legal Township | 123 |
| Legal Section | 22 |
| Legal Subdivision | CAITLYNS ADDITION PLAT 3 |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | STEARNS MN |
| Minor Civil Division | COLD SPRING |
| Census Blockgroup | 2 |
| Census Block | 2063 |
| Census Tract | 11302 |
Source: Stearns County records · APN 48-29316-0186
Assessment roll updated November 6, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1217 5TH ST S, COLD SPRING, MN 56320-2334 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 24, 2026 | Warranty Deed, Transfer · Conventional Mortgage GRANITE BANK |
| Aug 10, 2018 | Deed, Transfer |
| Sep 20, 2017 | Quit Claim Deed, Transfer Quitclaim Document |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 24, 2026 · Amount on Record |
| Deed Sale | Jun 24, 2026 · Amount on Record |
| Prior Sale | Aug 10, 2018 · Amount on Record |
| Deed Doc Number | 202647115 |
| Prior Transfer Date | Sep 19, 2017 |
| Prior Transfer Doc | 0000T41185 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Jun 24, 2026 |
| Property Address | 1217 5TH ST S, COLD SPRING, MN 56320-2334 |
| Document Number | 0000047115 |
| Instrument Date | May 26, 2026 |
| Instrument | 202647115 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $126,320.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1217 5TH ST S, COLD SPRING, MN 56320-2334 |
| Document Number | 0000047116, |
|---|---|
| Date | Jun 24, 2026 |
| Instrument | 202647116 |
| Name | GRANITE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Aug 10, 2018 |
| Property Address | 1217 5TH ST S, COLD SPRING, MN 56320-2334 |
| Document Number | 0000T41911 |
| Instrument Date | Jul 25, 2018 |
| Instrument | T41911 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1287, SAUK RAPIDS, MN 56379 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Sep 20, 2017 |
| Property Address | 1217 5TH ST S, COLD SPRING, MN 56320-2334 |
| Document Number | 0000T41185 |
| Instrument Date | Sep 19, 2017 |
| Instrument | T41185 |
| Transaction Type | Transfer |
| Record Updated | Jun 06, 2023 |
| Tax | $1.65 |
|---|---|
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1217 5TH ST S, COLD SPRING, MN 56320-2334 |
Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Cold Spring City |
| County | Stearns County |
| Unified School District | Rocori Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,754.00 (+12.33%) | ||
| 2025 | $318,700 (+5.6%) Land $44,500 Building $274,200 | $318,700 (+5.6%) Land $44,500 Building $274,200 | |
| 2023 | $3,342.00 | $301,800 Land $44,500 Building $257,300 | $301,800 Land $44,500 Building $257,300 |
Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures