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1220 2nd St N, Saint Cloud, MN 56303 Property Records

Stearns County property record for 1220 2nd St N, Saint Cloud, MN 56303

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,796 sqft · built 1900
Lot Size0.1 acres (4,356 sqft)
OwnerIndividual Name on File
Last Sale$115,000 (Nov 2021)
Tax Bill$1,328 (2026)
Deeds & MortgagesNov 2021 Sale
Jan 2019 Transfer
Flood ZoneZone X (minimal risk)
APN82-46466-0000

Property Details

APN / Parcel Number

Primary APN82-46466-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,796 sqft Living Area
1st Floor Area1,108 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialStucco
Roof MaterialAsphalt
Lot Area4,356 sqft (0.1 acres)
Lot Width66 ft Width
Garage Area220 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Street Address1220 2ND ST N
CitySAINT CLOUD
StateMN
Zip56303-4622
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionW1/2 OF LOT 5 BLK 2 EDELBROCKS ADD SECTION 10 TOWNSHIP 124 RANGE 028 EDELBROCKS ADD SECTION 10 TOWNSHIP 124 RANGE 028
Legal Range28W
Legal Township124
Legal Section10
Legal SubdivisionEDELBROCKS ADD
Legal Block2
Legal Lot Number5
JurisdictionSTEARNS MN
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2023
Census Tract602

Owner

1220 2nd St N is owned and occupied by an individual who bought it in November 2021.

Source: Stearns County records, as of July 30, 2026

Owner of RecordIndividual Name on File
Mailing Address1220 2ND ST N, SAINT CLOUD, MN 56303-4622
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 24, 2021Warranty Deed, Transfer
MISC COMPANY
Jan 22, 2019Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 24, 2021 · Amount on File
Deed SaleNov 24, 2021 · Amount on File
Deed Document Number20211620313
Prior Transfer DateJan 11, 2019
Prior Transfer Doc00A1537103
Record UpdatedSep 20, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEARNS MN
Recording DateNov 24, 2021
Property Address1220 2ND ST N, SAINT CLOUD, MN 56303-4622
Document Number00A1620313
Instrument DateNov 15, 2021
InstrumentA1620313
Transaction TypeTransfer
Record UpdatedAug 18, 2022
Title CompanyMISC COMPANY

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1220 2ND ST N, SAINT CLOUD, MN 56303-4622

January 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSTEARNS MN
Recording DateJan 22, 2019
Property Address1220 2ND ST N, SAINT CLOUD, MN 56303-4622
Document Number00A1537103
Instrument DateJan 11, 2019
InstrumentA1537103
Transaction TypeTransfer
Record UpdatedNov 16, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address302 WAITE AVE S, SAINT CLOUD, MN 56301-7340

Tax Assessment & Valuation

The 2026 property tax bill for 1220 2nd St N was $1,328.

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyStearns County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,328.00$121,800 (-) Land $30,000 Building $91,800$121,800 (-) Land $30,000 Building $91,800
2025$121,800 Land $30,000 Building $91,800$121,800 Land $30,000 Building $91,800
2023$1,110.00$117,400 Land $20,000 Building $97,400$117,400 Land $20,000 Building $97,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1220 2nd St N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1220 2nd St N has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Cloud
serves 71,321 people · EPA ID MN1730027
Water SourceSurface water
Last State InspectionAug 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Intrepid Fiber Networks
Fiber		2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: CenturyLink, Verizon, Xtratyme Technologies.

Nearby Properties on 2nd St N

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