1203 2nd St N, Saint Cloud, MN 56303 Property Records

Stearns County property record for 1203 2nd St N, Saint Cloud, MN 56303

Property Summary

Property Type	Apartment House (2-4 Units)
Details	2,712 sqft · built 1925
Lot Size	0.189 acres (8,250 sqft)
Owner	Company Name on Record
Last Sale	$300,000 (Sep 2022)
Tax Bill	$5,926 (2026)
Deeds & Mortgages	Sep 2022 Sale May 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`82-46478-0000`

Property Details

APN / Parcel Number

Primary APN	`82-46478-0000`

Interior

Stories	2 Stories
Building Area	2,712 sqft Living Area
1st Floor Area	1,356 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Multi-Family
Exterior Material	Stucco
Roof Material	Asphalt
Lot Area	8,250 sqft (0.189 acres)
Lot Width	66 ft Width
Garage Area	820 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Gas

Location & Zoning

Street Address	1203 2ND ST N
City	SAINT CLOUD
State	MN
Zip	56303-4579
Property Category	Commercial
Property Type	Residential > Multi-Unit > Apartment House (2-4 Units)
Local Zoning Code	R2
Legal Description	LOT 006 BLK 003 EDELBROCKS ADD SECTION 10 TOWNSHIP 124 RANGE 028 SECTION 10 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	10
Legal Subdivision	EDELBROCKS ADD
Legal Block	3
Legal Lot Number	6
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2022
Census Tract	602

Owner

Source: Stearns County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4770 BISCAYNE BLVD, 600, MIAMI, FL 33137-3225
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2022	Warranty Deed, Transfer
May 6, 2022	Warranty Deed, Transfer FIRST AMERICAN TITLE
Oct 25, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2022 · Amount on Record
Deed Sale	Sep 2, 2022 · Amount on Record
Prior Sale	Apr 29, 2022 · Amount on Record
Deed Document Number	20221463002
Record Updated	Jun 8, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Sep 6, 2022
Property Address	1203 2ND ST N, SAINT CLOUD, MN 56303-4579
Document Number	00A1640006
Instrument Date	Sep 2, 2022
Instrument	A1640006
Transaction Type	Transfer
Record Updated	Oct 5, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4770 BISCAYNE BLVD # STE60, STE60, MIAMI, FL 33137-3202
Investor	Possibly a Property Investor

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	May 6, 2022
Property Address	1203 2ND ST N, SAINT CLOUD, MN 56303-4579
Document Number	00A1631899
Instrument Date	Apr 29, 2022
Instrument	A1631899
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19113 NATURE RD, ROYALTON, MN 56373-3701

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Oct 25, 2018
Property Address	1203 2ND ST N, SAINT CLOUD, MN 56303-4579
Document Number	00A1531988
Instrument Date	Oct 22, 2018
Instrument	A1531988
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27023 HIDDEN COVE RD, COLD SPRING, MN 56320-1051

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,926.00 (+66.55%)
2025		$322,900 (+21.03%) Land $40,000 Building $282,900	$322,900 (+21.03%) Land $40,000 Building $282,900
2023	$3,558.00	$266,800 Land $40,000 Building $226,800	$266,800 Land $40,000 Building $226,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon, Xtratyme Technologies.

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