1220 19th Ter, Key West, FL 33040 Property Records

Monroe County property record for 1220 19th Ter, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,136 sqft · built 1960
Lot Size	0.134 acres (5,858 sqft)
Owner	Company Name on File
Last Sale	$530,000 (Apr 2021)
Tax Bill	$6,410 (2024)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Jun 2019 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`00055610-000000`

Property Details

APN / Parcel Number

Primary APN	`00055610-000000`
Alternative APNs	`01010100055610000000` `1056171`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,136 sqft Living Area
1st Floor Area	1,136 sqft
Flooring	Concrete/Cement
Interior Walls	Plywood

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2007
Exterior Material	Other
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,858 sqft (0.134 acres)
Lot Dimensions	100 ft deep x 60 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	184 sqft
Deck Area	75 sqft
Patio Area	383 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air

Location & Zoning

Account Number	1056171
Old Parcel Number	01010100055610000000
Street Address	1220 19TH TER
City	KEY WEST
State	FL
Zip	33040-4545
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 20 KW PEARLMAN ESTATES FIRST ADDITION-EXTENSION PB4-71 OR241-545/546 OR858-1124 OR888-29 OR890-1327 OR992-244/245
Legal Range	25E
Legal Township	67S
Legal Section	34
Legal Subdivision	PEARLMAN ESTATES FIRST ADDN EXTENSION
Legal Lot Number	20
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	1
Census Block	1012
Census Tract	971900

Owner

1220 19th Ter is owned by a company that bought it in April 2021.

Source: Monroe County records, as of December 5, 2025

Owner of Record	Company Name on File
Mailing Address	2117 FOGARTY AVE, KEY WEST, FL 33040-3712
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage GULF ATLANTIC BANK
Jun 21, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Jun 21, 2019	Warranty Deed, Transfer NOT AVAILABLE
Jun 21, 2019	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2021 · Amount on File
Deed Sale	Apr 21, 2021 · Amount on File
Prior Sale	Jun 21, 2019
Deed Document Number	2315435
Deed Book / Page	3091 / 983
Record Updated	Jun 8, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Apr 21, 2021
Property Address	1220 19TH TER, KEY WEST, FL 33040-4545
Document Number	0030910983
Book / Page	3091 / 983
Map Reference	MB 4 PG 71
Instrument Date	Apr 19, 2021
Instrument	2315435
Transaction Type	Transfer
Record Updated	May 12, 2021
Title Company	NOT AVAILABLE, GAINSVILLE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,710.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1021 GRINNELL ST, 1021, KEY WEST, FL 33040-3203

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2117 FOGARTY AVE, KEY WEST, FL 33040-3712

Mortgage

Document Number	3091985
Date	Apr 21, 2021
Instrument	3091/985

Lender

Name	GULF ATLANTIC BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 1, 2031

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jun 21, 2019
Property Address	1220 19TH TER, KEY WEST, FL 33040-4545
Document Number	0029710705
Book / Page	002971 / 000705
Instrument Date	Jun 21, 2019
Instrument	2225755
Transaction Type	Transfer
Record Updated	Jul 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$3,500.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1220 19TH TER KEY WEST FL 330404545, KEY WEST, FL 33040-4545

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jun 21, 2019
Property Address	1220 19TH TER, KEY WEST, FL 33040-4545
Document Number	0029710709
Book / Page	002971 / 000709
Instrument Date	Jun 21, 2019
Instrument	2225757
Transaction Type	Transfer
Record Updated	Jul 16, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1220 19TH TER KEY WEST FL 330404545, KEY WEST, FL 33040-4545

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jun 21, 2019
Property Address	1220 19TH TER, KEY WEST, FL 33040-4545
Document Number	0029710707
Book / Page	002971 / 000707
Instrument Date	Jun 21, 2019
Instrument	2225756
Transaction Type	Transfer
Record Updated	Jul 16, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1220 19TH TER KEY WEST FL 330404545, KEY WEST, FL 33040-4545

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$683,982 Land $495,000 Building $188,982	$683,982 Land $495,000 Building $188,982
2024	$6,410.00 (+4.74%)
2023	$6,120.00 (+15.12%)	$727,198 (+23.23%) Land $546,000 Building $181,198	$727,198 (+23.23%) Land $546,000 Building $181,198
2022	$5,316.00	$590,100 Land $426,000 Building $164,100	$590,100 Land $426,000 Building $164,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1220 19th Ter in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 532 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	721 units insured incl. 189 condo units
Nearby Flood Claims	473 (1980–2026)
Claims Outside the SFHA	3 of 473
Most Recent Claim	Jun 2026 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 91 claims Hurricane Wilma, Oct 2005 · 274 claims Hurricane Georges, Oct 1998 · 56 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1220 19th Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Hotwire Communications, Verizon.

Nearby Properties on 19th Ter

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