1217 19th Ter, Key West, FL 33040 Property Records

Monroe County property record for 1217 19th Ter, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,992 sqft · built 1960
Lot Size0.133 acres (5,800 sqft)
Owner2 Individual Names on File
Last Sale$96,300 (Jun 2003)
Tax Bill$1,769 (2024)
Deeds & MortgagesFeb 2018 Mortgage
Flood ZoneZone AE (high risk)
APN00055540-000000

Property Details

APN / Parcel Number

Primary APN00055540-000000
Alternative APNs
  • 01010100055540000000
  • 1056103

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,992 sqft Living Area
1st Floor Area1,992 sqft
FlooringConcrete/Cement
Interior WallsPlywood

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 2006
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area5,800 sqft (0.133 acres)
Lot Dimensions100 ft deep x 58 ft wide
Garage TypeCovered
Garage Area176 sqft

Exterior Amenities

PorchOpen Porch
Porch Area64 sqft
Deck Area288 sqft
Patio Area288 sqft

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Account Number1056103
Street Address1217 19TH TER
CityKEY WEST
StateFL
Zip33040-4544
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF-2
Legal DescriptionLT 13 KW PEARLMAN ESTATES -FIRST ADDITION-EXTENSION PB4-71 OR233-499/500 OR628-650 OR1237-909Q/C OR1366-787AFF OR1366-788R/S OR1895-2100Q/C
Legal Range25E
Legal Township67S
Legal Section34
Legal SubdivisionPEARLMAN ESTATES FIRST ADDN EXTENSION
Legal Lot Number13
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group1
Census Block1012
Census Tract971900

Owner

1217 19th Ter is owned and occupied by two individuals who bought it in June 2003.

Source: Monroe County records, as of December 8, 2025

Owner of Record2 Individual Names on File
Mailing Address1217 19TH TER, KEY WEST, FL 33040-4544
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 9, 2003 · Amount on File
Deed SaleJun 9, 2003 · Amount on File
Prior SaleAug 21, 1995 · Amount on File
Deed Document Number20031375059
Deed Book / Page1895 / 2100
Prior Transfer DateMay 23, 2003
Prior Transfer Doc0001375059
Record UpdatedOct 29, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address1217 19TH TER, KEY WEST, FL 33040-4544
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0028921111
DateFeb 16, 2018
Book Page2892/1111
Instrument2155842
Lender
NameIBERIABANK
TypeBank
AddressLAFAYETTE, LA 70501
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2048

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$203,751$739,324 Land $478,500 Building $260,824
2024$1,769.00 (+2.37%)
2023$1,728.00 (+4.85%) Homeowner's exemption$192,242 (+3%)$777,104 (+15.33%) Land $527,800 Building $249,304
2022$1,648.00 Homeowner's exemption$186,643$673,792 Land $411,800 Building $261,992

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1217 19th Ter in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 532 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies721 units insured
incl. 189 condo units
Nearby Flood Claims473 (1980–2026)
Claims Outside the SFHA3 of 473
Most Recent ClaimJun 2026 · other causes
Claims by Event
  • Hurricane Irma, Sep 2017 · 91 claims
  • Hurricane Wilma, Oct 2005 · 274 claims
  • Hurricane Georges, Oct 1998 · 56 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1217 19th Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250

May also be available: Hotwire Communications, Verizon.

Nearby Properties on 19th Ter

Nearby Streets

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