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1220 12th St SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 1220 12th St SE, Saint Cloud, MN 56304

Property Summary

Property TypeSingle Family Home
Lot Size0.166 acres (7,251 sqft)
OwnerIndividual Name on File
Last Sale$129,900 (Sep 2019)
Tax Bill$2,348 (2025)
Deeds & MortgagesSep 2019 Sale & Mortgage
Sep 2019 Sale
Flood ZoneZone X (minimal risk)
APN85-413-0705

Property Details

APN / Parcel Number

Primary APN85-413-0705
Alternative APNs
  • 85-00413-0705
  • 42907

Exterior

Lot Area7,251 sqft (0.166 acres)

Location & Zoning

Account Number42907
Street Address1220 12TH ST SE
CitySAINT CLOUD
StateMN
Zip56304-1728
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1, BLK 107
Legal Range31W
Legal Township35N
Legal Section01
Legal SubdivisionWAITES ADDITION - BLKS OVER 99
Legal Block107
Legal Lot Number1
JurisdictionSHERBURNE MN
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2044
Census Tract31500

Owner

1220 12th St SE is owned and occupied by an individual who bought it in September 2019.

Source: Sherburne County records, as of September 15, 2026

Owner of RecordIndividual Name on File
Mailing Address1220 12TH ST SE, SAINT CLOUD, MN 56304-1728
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2019Warranty Deed, Transfer · FHA Mortgage
PRIME LNDG
Sep 23, 2019Quit Claim Deed, Transfer
TRI-COUNTY ABSTRACT

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 23, 2019 · Amount on File
Deed SaleSep 23, 2019 · Amount on File
Deed Document Number2019879003
Prior Transfer DateSep 13, 2019
Prior Transfer Doc0000879001
Record UpdatedOct 29, 2026

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHERBURNE MN
Recording DateSep 23, 2019
Property Address1220 12TH ST SE, SAINT CLOUD, MN 56304-1728
Document Number0000879003
Instrument DateSep 13, 2019
Instrument879003
Transaction TypeTransfer
Record UpdatedOct 3, 2019
Title CompanyTRI-COUNTY ABSTRACT

Transaction

AmountAmount on Record
Tax$428.67
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1220 12TH ST SE ST CLOUD MN 563041728, ST CLOUD, MN 56304-1728

Mortgage

Document Number879004
DateSep 23, 2019
Instrument879004
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueSep 22, 2049

Mortgage

Document Number879005,
DateSep 23, 2019
Instrument879005
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
AmountAmount on Record
Term360 Months
DueSep 22, 2049

September 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSHERBURNE MN
Recording DateSep 23, 2019
Property Address1220 12TH ST SE, SAINT CLOUD, MN 56304-1728
Document Number0000879001
Instrument DateSep 13, 2019
Instrument879001
Transaction TypeTransfer
Record UpdatedOct 2, 2019
Title CompanyTRI-COUNTY ABSTRACT

Transaction

AmountAmount on Record
Tax$1.65
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1220 12TH ST SE ST CLOUD MN 563041728, ST CLOUD, MN 56304-1728

Tax Assessment & Valuation

The 2025 property tax bill for 1220 12th St SE was $2,348 with a homeowner's exemption.

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySherburne County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$194,900 (+3.95%) Land $40,000 Building $154,900$194,900 (+3.95%) Land $40,000 Building $154,900
2025$2,348.00$187,500 Land $40,000 Building $147,500$187,500 Land $40,000 Building $147,500
2023$1,894.00$184,600 Land $30,000 Building $154,600
2021$184,600 Land $30,000 Building $154,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1220 12th St SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1220 12th St SE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Cloud
serves 71,321 people · EPA ID MN1730027
Water SourceSurface water
Last State InspectionAug 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

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