122 Williams St, Bruce, MS 38915 Property Records

Calhoun County property record for 122 Williams St, Bruce, MS 38915

Property Summary

Property TypeSingle Family Home
Details3 bd · 1,043 sqft · built 1988
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Tax Bill$441 (2025)
Deeds & MortgagesJun 2026 Mortgage
Oct 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN1409100780531

Property Details

APN / Parcel Number

Primary APN1409100780531

Interior

Bedrooms3 Beds
Total Rooms5 Rooms
Building Area1,043 sqft Adjusted Area
Interior WallsPlywood

Exterior

Year BuiltBuilt 1988
Exterior MaterialBrick Veneer
Foundation TypeConcrete
Roof TypeHip
Roof MaterialRolled Roofing
Lot Area8,712 sqft (0.2 acres)

Location & Zoning

Street Address122 WILLIAMS ST
CityBRUCE
StateMS
Zip38915-9348
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT LOTS 22 & 23 BLK 29
Legal Block29
Legal Lot Number22-23
JurisdictionCALHOUN MS
Township / Civil Division2
Census Block Group1
Census Block1018
Census Tract950200

Owner

Source: Calhoun County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address505 N PONTOTOC RD, BRUCE, MS 38915-9511
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 4, 2026Deed of Trust, Mortgage · Conventional Mortgage
BANK OF OKOLONA
Oct 12, 2023Deed of Trust, Mortgage
BANKOKOLONA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 12, 2023
Deed SaleOct 12, 2023
Deed Document Number0020233479
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALHOUN MS
Recording DateJun 4, 2026
Property Address122 WILLIAMS ST, BRUCE, MS 38915-9348
Document Number0000001240
Book / Page476 / 117
Instrument DateJun 4, 2026
Instrument20261240
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001240,
DateJun 4, 2026
Book Page476/117
Instrument20261240
Lender
NameBANK OF OKOLONA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueJun 5, 2031
Interest
Rate6.37%
Max Rate-1%

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALHOUN MS
Property Address122 WILLIAMS ST, BRUCE, MS 38915-9348
Transaction TypeMortgage
Record UpdatedNov 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address505 N PONTOTOC RD, BRUCE, MS 38915-9511

Mortgage

Document Number2023003480
DateOct 12, 2023
Instrument2023003480
Lender
NameBANKOKOLONA
TypeBank
Agreement
AmountAmount Recorded
Term60 Months
DueOct 6, 2028

Tax Assessment & Valuation

Source: Calhoun County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyCalhoun County
MunicipalityBruce Town
Unified School DistrictCalhoun County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$441.00$4,922 (+14.71%) Land $450 Building $4,472$49,220 (+14.71%) Land $4,500 Building $44,720
2023$4,291 Land $450 Building $3,841$42,909 Land $4,500 Building $38,409

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims5 (1991–2017)
Claims Outside the SFHA3 of 5
Most Recent ClaimAug 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 81% of Mississippi
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BRUCE
serves 2,798 people · EPA ID MS0070003
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fulton Telephone Company
Fiber
1,000 / 1,000
Buckeye Cablesystem
Cable
1,000 / 20
C Spire Wireless
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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