118 Williams St, Bruce, MS 38915 Property Records

Calhoun County property record for 118 Williams St, Bruce, MS 38915

Property Summary

Property TypeSingle Family Home
Details3 bd · 1,759 sqft · built 1986
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on Record
Tax Bill$737 (2025)
Deeds & MortgagesJul 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN1409100780431

Property Details

APN / Parcel Number

Primary APN1409100780431

Interior

Bedrooms3 Beds
Total Rooms5 Rooms
Building Area1,759 sqft Adjusted Area
Interior WallsPlywood

Exterior

Year BuiltBuilt 1986
Exterior MaterialCombination
Foundation TypeConcrete
Roof TypeHip
Roof MaterialRolled Roofing
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions120 ft deep x 80 ft wide
Garage TypeCarport
CarportCarport
Carport Area360 sqft
Parking Spaces1 Parking Space
Patio Area299 sqft
Utility Building160 sqft

Location & Zoning

Street Address118 WILLIAMS ST
CityBRUCE
StateMS
Zip38915-9348
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 80 X 120 PT LOTS 21,22 & 23 BLK 29-BRUCE
Legal Block29
Legal Lot Number21-23
JurisdictionCALHOUN MS
Township / Civil Division2
Census Block Group1
Census Block1018
Census Tract950200

Owner

Source: Calhoun County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 705, BRUCE, MS 38915-0705
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 23, 2010
Deed SaleMar 23, 2010
Deed Document Number0002010860
Record UpdatedJun 8, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALHOUN MS
Property Address118 WILLIAMS ST, BRUCE, MS 38915-9348
Transaction TypeMortgage
Record UpdatedMay 28, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address118 WILLIAMS ST, BRUCE, MS 38915-9348

Mortgage

Document Number420/469
DateJul 13, 2020
Book Page420/469
Instrument2020001534
Lender
NameBANCORPSOUTH BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueJul 6, 2025

Tax Assessment & Valuation

Source: Calhoun County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyCalhoun County
MunicipalityBruce Town
Unified School DistrictCalhoun County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$737.00 (+13.56%)$7,981 (-) Land $450 Building $7,531$79,369 (-) Land $4,500 Building $74,869
2023$649.00$7,981 Land $450 Building $7,531$79,369 Land $4,500 Building $74,869

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims5 (1991–2017)
Claims Outside the SFHA3 of 5
Most Recent ClaimAug 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 81% of Mississippi
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BRUCE
serves 2,798 people · EPA ID MS0070003
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fulton Telephone Company
Fiber
1,000 / 1,000
Buckeye Cablesystem
Cable
1,000 / 20
C Spire Wireless
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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