122 Waughaw Rd, Towaco, NJ 07082 Property Records

Morris County and Montville Township property record for 122 Waughaw Rd, Towaco, NJ 07082

Property Summary

Property TypeSingle Family Home
Details3,444 sqft · built 1962
Lot Size1.41 acres (61,855 sqft)
Owner2 Individual Names on Record
Last Sale$340,000 (Sep 2008)
Tax Bill$17,853 (2024)
Deeds & MortgagesOct 2020 Mortgage
APN21-00021-1-00018-4

Property Details

APN / Parcel Number

Primary APN21-00021-1-00018-4
Alternative APN
  • 21000210001000180004

Interior

Stories1 Story
Building Area3,444 sqft Living Area
1st Floor Area3,444 sqft

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Construction TypeFrame
Lot Area61,855 sqft
Parking Spaces1 Parking Space

Location & Zoning

Street Address122 WAUGHAW RD
CityTOWACO
StateNJ
Zip07082-1209
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR80
Legal Block21.1
Legal Lot Number18.4
JurisdictionMORRIS NJ
Township / Civil DivisionMONTVILLE
Census Block Group3
Census Block3031
Census Tract40801

Owner

Source: Morris County and Montville Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address122 WAUGHAW RD, TOWACO, NJ 07082-1209
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 24, 2008 · Amount on Record
Deed SaleSep 24, 2008 · Amount on Record
Deed Document Number200869780
Deed Book / Page21161 / 1030
Last Transfer DateFeb 2, 2012
Transfer Doc0220100629
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORRIS NJ
Property Address122 WAUGHAW RD, TOWACO, NJ 07082-1209
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0238950392
DateOct 9, 2020
Book Page23895/392
Instrument2020070876
Lender
NameKEARNY BANK
TypeBank
AddressFAIRFIELD, NJ 07004
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueOct 1, 2040

Tax Assessment & Valuation

Source: Morris County and Montville Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMorris County
County SubdivisionMontville Township
Unified School DistrictMontville Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$668,900 (-) Land $246,000 Building $422,900$668,900 (-) Land $246,000 Building $422,900
2025$668,900 (-) Land $246,000 Building $422,900$668,900 (-) Land $246,000 Building $422,900
2024$17,853.00 (+3.89%)
2023$668,900 Land $246,000 Building $422,900$668,900 Land $246,000 Building $422,900
2022$17,184.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1978–1979)
Most Recent ClaimSep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTVILLE TWP MUA
serves 22,000 people · EPA ID NJ1421003
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2026
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
not recorded as resolved · Aug 2025
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
980 / 880
Optimum
Cable · Fiber in parts of the area
940 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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