120 Waughaw Rd, Towaco, NJ 07082 Property Records

Morris County and Montville Township property record for 120 Waughaw Rd, Towaco, NJ 07082

Property Summary

Property Type	Single Family Home
Details	3,201 sqft · built 1910
Lot Size	2.43 acres (105,851 sqft)
Owner	2 Individual Names on Record
Last Sale	$473,875 (Sep 2019)
Tax Bill	$11,717 (2024)
Deeds & Mortgages	Sep 2019 Sale & Construction Loan Sep 2018 Foreclosure
APN	`21-00021-1-00018-3`

Property Details

APN / Parcel Number

Primary APN	`21-00021-1-00018-3`
Alternative APN	`21000210001000180003`

Interior

Stories	1 Story
Building Area	3,201 sqft Living Area
1st Floor Area	3,201 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Stucco
Lot Area	105,851 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	120 WAUGHAW RD
City	TOWACO
State	NJ
Zip	07082-1209
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R80
Legal Block	21.1
Legal Lot Number	18.3
Jurisdiction	MORRIS NJ
Township / Civil Division	MONTVILLE
Census Block Group	3
Census Block	3031
Census Tract	40801

Owner

Source: Morris County and Montville Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	161 WAUGHAW RD, TOWACO, NJ 07082-1233
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2019	Grant Deed, Transfer · Construction Mortgage OFER STERN
Sep 5, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2019 · Amount on Record
Deed Sale	Sep 3, 2019 · Amount on Record
Prior Sale	Sep 5, 2018
Deed Document Number	201948052
Deed Book / Page	23605 / 1058
Prior Transfer Date	Apr 14, 2003
Prior Transfer Doc	5825000218
Record Updated	Oct 29, 2026

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MORRIS NJ
Recording Date	Sep 3, 2019
Property Address	120 WAUGHAW RD, TOWACO, NJ 07082-1209
Document Number	0236051058
Book / Page	023605 / 001058
Instrument Date	Jul 19, 2019
Instrument	48052
Transaction Type	Transfer
Record Updated	Sep 13, 2019
Title Company	INTERSTATE FIRST TITLE AGENCY LLC, INTERSTATE 1ST TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$473.88
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	161 WAUGHAW RD TOWACO NJ 070821233, TOWACO, NJ 07082-1233

Mortgage

Document Number	236051064
Date	Sep 3, 2019
Book Page	023605/001064
Instrument	48053

Lender

Name	OFER STERN
Address	139 GREAT HILLS RD, SHORT HILLS, NJ 07078-1280

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 2, 2020

September 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MORRIS NJ
Recording Date	Sep 5, 2018
Property Address	120 WAUGHAW RD, TOWACO, NJ 07082-1209
Document Number	0234100748
Book / Page	023410 / 000748
Instrument Date	Sep 5, 2018
Instrument	50189
Transaction Type	Foreclosure
Record Updated	Jan 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	4425 PONCE DE LEON BLVD #5TH CORAL GABLES FL 331461837, 5TH, CORAL GABLES, FL 33146-1837

Tax Assessment & Valuation

Source: Morris County and Montville Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
County Subdivision	Montville Township
Unified School District	Montville Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$439,000 (-) Land $285,800 Building $153,200	$439,000 (-) Land $285,800 Building $153,200
2025		$439,000 (-) Land $285,800 Building $153,200	$439,000 (-) Land $285,800 Building $153,200
2024	$11,717.00 (+3.9%)
2023		$439,000 Land $285,800 Building $153,200	$439,000 Land $285,800 Building $153,200
2022	$11,277.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1978–1979)
Most Recent Claim	Sep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTVILLE TWP MUA serves 22,000 people · EPA ID NJ1421003
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure not recorded as resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	980 / 880
Optimum Cable · Fiber in parts of the area	940 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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