122 Waterside Ct, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 122 Waterside Ct, Edgewater, MD 21037

Property Summary

Property Type	Townhouse
Details	3.5 ba · 2,400 sqft · built 1998
Lot Size	0.08 acres (3,484 sqft)
Owner	2 Individual Names on Record
Last Sale	$570,000 (Jan 2022)
Tax Bill	$5,834 (2025)
Deeds & Mortgages	Jul 2019 Second Mortgage Jan 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-753-90095728`

Property Details

APN / Parcel Number

Primary APN	`01-753-90095728`
Alternative APNs	`175390095728` `75390095728`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,400 sqft Living Area
Gross Area	2,880 sqft
1st Floor Area	480 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	3,484 sqft (0.08 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	40 sqft
Deck Area	234 sqft
Patio Area	234 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	75390095728
Street Address	122 WATERSIDE CT
City	EDGEWATER
State	MD
Zip	21037-2708
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LT 1 BK A PAR A 4A SOUTH RIVER COLONY
Legal Subdivision	SOUTH RIVER COLONY
Legal Block	A
Legal Lot Number	1
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	1
Census Block	1009
Census Tract	701104

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14 TACKWOOD CT, SAN RAMON, CA 94583-2657
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TOWER FCU
Jan 6, 2022	Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP
Dec 7, 2017	Grant Deed, Transfer · Conventional with PMI FIRST SVGS MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2022 · Amount on Record
Deed Sale	Jan 6, 2022 · Amount on Record
Prior Sale	Dec 7, 2017 · Amount on Record
Deed Book / Page	38174 / 134
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	122 WATERSIDE CT, EDGEWATER, MD 21037-2708
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0333480196
Date	Jul 17, 2019
Book Page	33348/196

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	82 Months
Due	May 5, 2026

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jan 6, 2022
Property Address	122 WATERSIDE CT, EDGEWATER, MD 21037-2708
Document Number	0381740134
Book / Page	38174 / 134
Map Reference	MB 190PG45-47PL10070
Instrument Date	Dec 22, 2021
Transaction Type	Transfer
Record Updated	Feb 3, 2022
Title Company	NOT AVAILABLE, EAGLE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,550.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	14 TACKWOOD CT, SAN RAMON, CA 94583-2657

Mortgage

Document Number	0038174141
Date	Jan 6, 2022
Instrument	38174/141

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Dec 7, 2017
Property Address	122 WATERSIDE CT, EDGEWATER, MD 21037-2708
Document Number	0316430469
Book / Page	031643 / 000469
Instrument Date	Nov 28, 2017
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$430.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	122 WATERSIDE CT EDGEWATER MD 210372708, EDGEWATER, MD 21037-2708

Mortgage

Document Number	316430475
Date	Dec 7, 2017
Book Page	031643/000475

Lender

Name	FIRST SVGS MTG
Type	Mortgage Company
Address	MCLEAN, VA 22102

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 6, 2047

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$519,800 (+18.27%) Land $200,000 Building $319,800	$519,800 (+18.27%) Land $200,000 Building $319,800
2025	$5,834.00 (+21.57%)
2023	$4,799.00	$439,500 Land $150,000 Building $289,500	$439,500 Land $150,000 Building $289,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2014–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD CREEK serves 26,033 people · EPA ID MD0020004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

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