120 Waterside Ct, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 120 Waterside Ct, Edgewater, MD 21037

Property Summary

Property Type	Townhouse
Details	3 ba · 2,448 sqft · built 1998
Lot Size	0.04 acres (1,742 sqft)
Owner	2 Individual Names on File
Last Sale	$426,000 (Oct 2018)
Tax Bill	$5,520 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-753-90095729`

Property Details

APN / Parcel Number

Primary APN	`01-753-90095729`
Alternative APNs	`1-753-90095729` `75390095729`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	3 Stories
Building Area	2,448 sqft Living Area
Gross Area	2,688 sqft
1st Floor Area	664 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,742 sqft (0.04 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Deck Area	178 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	75390095729
Street Address	120 WATERSIDE CT
City	EDGEWATER
State	MD
Zip	21037-2708
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LT 2 BK A PAR A 4A SOUTH RIVER COLONY
Legal Subdivision	SOUTH RIVER COLONY
Legal Block	A
Legal Lot Number	2
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	1
Census Block	1009
Census Tract	701104

Owner

120 Waterside Ct, a townhouse, is owned and occupied by two individuals who bought it in October 2018.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	120 WATERSIDE CT, EDGEWATER, MD 21037-2708
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Apr 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Oct 11, 2018	Grant Deed, Transfer · Conventional with PMI BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2018 · Amount on File
Deed Sale	Oct 11, 2018 · Amount on File
Prior Sale	Nov 17, 2016 · Amount on File
Deed Book / Page	32562 / 380
Prior Transfer Date	Aug 17, 2009
Prior Transfer Doc	0214650197
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	120 WATERSIDE CT, EDGEWATER, MD 21037-2708
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	NOT AVAILABLE, EAGLE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0369310342
Date	Jun 7, 2021
Book Page	36931/342

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	120 WATERSIDE CT, EDGEWATER, MD 21037-2708
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0344110468
Date	Apr 8, 2020
Book Page	34411/468

Lender

Name	TRUIST BANK
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Oct 11, 2018
Property Address	120 WATERSIDE CT, EDGEWATER, MD 21037-2708
Document Number	0325620380
Book / Page	032562 / 000380
Instrument Date	Oct 5, 2018
Transaction Type	Transfer
Record Updated	Oct 25, 2018
Title Company	TITLE EXCELLENCE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$426.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	120 WATERSIDE CT EDGEWATER MD 210372708, EDGEWATER, MD 21037-2708

Mortgage

Document Number	325620385
Date	Oct 11, 2018
Book Page	032562/000385

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 10, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 120 Waterside Ct was $5,520, up 5% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$488,600 (+5.26%) Land $200,000 Building $288,600	$488,600 (-) Land $200,000 Building $288,600
2025	$5,520.00 (+4.98%)	$464,167	$488,600 Land $200,000 Building $288,600
2024	$5,258.00 (+15.94%)
2023	$4,535.00	$415,300 Land $150,000 Building $265,300	$415,300 Land $150,000 Building $265,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 120 Waterside Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2014–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 Waterside Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD CREEK serves 26,033 people · EPA ID MD0020004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

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