122 W Windsor St, Reading, PA 19601 Property Records

Berks County property record for 122 W Windsor St, Reading, PA 19601

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,276 sqft · built 1905
Lot Size	0.04 acres (1,742 sqft)
Owner	2 Individual Names on File
Last Sale	$100,000 (Oct 2022)
Tax Bill	$1,346 (2026)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Nov 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5307-49-55-4049`

Property Details

APN / Parcel Number

Primary APN	`5307-49-55-4049`
Alternative APNs	`15-5307-49-55-4049` `15691275` `691275`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	2,276 sqft Living Area

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,742 sqft (0.04 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	15691275
Street Address	122 W WINDSOR ST
City	READING
State	PA
Zip	19601-2033
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	55
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	2
Census Block	2000
Census Tract	1000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Queen Anne Historic District listed 2004 · 2,405 contributing resources · NRIS 04001227

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

122 W Windsor St is owned and occupied by two individuals who bought it in October 2022.

Source: Berks County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	122 W WINDSOR ST, READING, PA 19601-2033
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2022	Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Nov 19, 2018	Grant Deed, Transfer
Jul 18, 2017	Grant Deed, Transfer STEWART ABSTRACT AND TITLE, STEWART ABSTRACT/BERKS COUNTY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2022 · Amount on File
Deed Sale	Oct 11, 2022 · Amount on File
Prior Sale	Nov 19, 2018 · Amount on File
Deed Document Number	202240184
Prior Transfer Date	Jul 1, 2014
Prior Transfer Doc	0000026315
Record Updated	Oct 29, 2026

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Oct 11, 2022
Property Address	122 W WINDSOR ST, READING, PA 19601-2033
Document Number	0000040184
Instrument Date	Sep 30, 2022
Instrument	2022040184
Transaction Type	Transfer
Record Updated	Dec 12, 2022
Title Company	KEYSTONE TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	122 W WINDSOR ST, READING, PA 19601-2033

Mortgage

Document Number	0000040185
Date	Oct 11, 2022
Instrument	2022040185

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2052

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKS PA
Recording Date	Nov 19, 2018
Property Address	122 W WINDSOR ST, READING, PA 19601-2033
Document Number	0000040077
Instrument Date	Nov 16, 2018
Instrument	40077
Transaction Type	Transfer
Record Updated	Dec 4, 2018

Transaction

Amount	Amount on Record
Tax	$10.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 W WINDSOR ST READING PA 196012033, READING, PA 19601-2033

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKS PA
Recording Date	Jul 18, 2017
Property Address	122 W WINDSOR ST, READING, PA 19601-2033
Document Number	0000025902
Instrument Date	Jul 13, 2017
Instrument	25902
Transaction Type	Transfer
Record Updated	Oct 30, 2017
Title Company	STEWART ABSTRACT AND TITLE, STEWART ABSTRACT/BERKS COUNTY

Transaction

Amount	Amount on Record
Tax	$430.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 W WINDSOR ST READING PA 196012033, READING, PA 19601-2033

Tax Assessment & Valuation

The 2026 property tax bill for 122 W Windsor St was $1,346.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,346.00	$47,700 Land $9,600 Building $38,100	$9,600 Land $9,600
2024	$1,262.00	$47,700 Land $9,600 Building $38,100
1994			$47,700 Land $9,600 Building $38,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 122 W Windsor St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 122 W Windsor St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,993 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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