120 W Windsor St, Reading, PA 19601 Property Records

Berks County property record for 120 W Windsor St, Reading, PA 19601

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 2,300 sqft · built 1905
Lot Size0.04 acres (1,742 sqft)
OwnerIndividual Name on File
Last Sale$69,900 (Sep 2009)
Tax Bill$1,611 (2026)
Deeds & MortgagesJul 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN5307-49-55-4069

Property Details

APN / Parcel Number

Primary APN5307-49-55-4069
Alternative APNs
  • 15-5307-49-55-4069
  • 15691225
  • 691225

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories3 Stories
Building Area2,300 sqft Living Area

Exterior

Year BuiltBuilt 1905
Effective Year BuiltEffective 1905
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Lot Area1,742 sqft (0.04 acres)
View / LotNeighborhood
PorchOpen Frame Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number15691225
Street Address120 W WINDSOR ST
CityREADING
StatePA
Zip19601-2033
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block55
JurisdictionBERKS PA
Township / Civil DivisionREADING
Census Block Group2
Census Block2000
Census Tract1000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Queen Anne Historic District
listed 2004 · 2,405 contributing resources · NRIS 04001227

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

120 W Windsor St is owned and occupied by an individual who bought it in September 2009.

Source: Berks County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address120 W WINDSOR ST, READING, PA 19601-2033
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 17, 2009 · Amount on File
Deed SaleSep 17, 2009 · Amount on File
Deed Document Number200944338
Record UpdatedOct 29, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address120 W WINDSOR ST, READING, PA 19601-2033
Transaction TypeMortgage
Record UpdatedDec 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 W WINDSOR ST, READING, PA 19601-2033

Mortgage

Document Number0000026962
DateJul 7, 2022
Instrument2022026962
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term207 Months
DueOct 1, 2039

Tax Assessment & Valuation

The 2026 property tax bill for 120 W Windsor St was $1,611 with a homeowner's exemption.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBerks County
MunicipalityReading City
Unified School DistrictReading School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,611.00 Homeowner's exemption$57,100 Land $9,600 Building $47,500$9,600 Land $9,600
2024$1,511.00$57,100 Land $9,600 Building $47,500
1994$57,100 Land $9,600 Building $47,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 120 W Windsor St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 120 W Windsor St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREADING AREA WATER AUTHORITY
serves 95,100 people · EPA ID PA3060059
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Apr 2025
E. coli
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,993 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
10,000 / 10,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Verizon.

Nearby Properties on W Windsor St

Nearby Streets

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