122 W Phillips St, Ontario, CA 91762 Property Records

San Bernardino County property record for 122 W Phillips St, Ontario, CA 91762

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,036 sqft · built 1929
Lot Size	0.316 acres (13,760 sqft)
Owner	2 Individual Names on File
Last Sale	$470,000 (Oct 2019)
Tax Bill	$6,098 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Feb 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1049-552-09-0000`

Property Details

APN / Parcel Number

Primary APN	`1049-552-09-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,036 sqft Living Area
1st Floor Area	1,036 sqft
Family Room	Family Room

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1949
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	13,760 sqft (0.316 acres)
Lot Dimensions	172 ft deep x 80 ft wide
Garage Type	Detached
Garage Area	324 sqft
Parking Spaces	1 Parking Space
Porch	Patio/Porch
Porch Area	770 sqft
Patio Area	770 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	122 W PHILLIPS ST
City	ONTARIO
State	CA
Zip	91762-5174
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLA PLOTS SOUTH SIDE TR COM AT PT 80.49 FT ELY FROM SW COR BLK 175 TH ELY 80.49 FT TH NLY 192.92 FT TH WLY 80.3 FT TH SLY 199.11 FT TO POB EX S 20 FT ST
Legal Subdivision	VILLA PLOTS SOUTH SIDE
Legal Tract	C
Legal Block	175
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1019
Census Tract	1706

Owner

122 W Phillips St is owned and occupied by two individuals who acquired it in January 2022.

Source: San Bernardino County records, as of October 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	122 W PHILLIPS ST, ONTARIO, CA 91762-5174
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Deed of Trust, Mortgage · Line of Credit LAKEVIEW LOAN SERVICING
Feb 17, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage LAKEVIEW LOAN SERVICING LLC
Oct 23, 2019	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Oct 23, 2019	Grant Deed, Transfer · Conventional Mortgage BAY VALLEY MORTGAGE GROUP
Mar 22, 2019	Grant Deed, Transfer · Commercial Mortgage QUANTA FINANCE LLC
Mar 22, 2019	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2019 · Amount on File
Deed Sale	Oct 23, 2019 · Amount on File
Prior Sale	Mar 22, 2019 · Amount on File
Deed Document Number	2019382222
Last Transfer Date	Jan 18, 2022
Transfer Doc	0000065250
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 30, 2026
Property Address	122 W PHILLIPS ST, ONTARIO, CA 91762-5174
Document Number	0000252944
Instrument Date	May 22, 2026
Instrument	2026252944
Transaction Type	Mortgage
Record Updated	Oct 14, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 W PHILLIPS ST, ONTARIO, CA 91762-5174

Mortgage

Document Number	0000252944,
Date	Sep 30, 2026
Instrument	2026252944

Lender

Name	LAKEVIEW LOAN SERVICING

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Max Rate	-1%

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Feb 17, 2022
Property Address	122 W PHILLIPS ST, ONTARIO, CA 91762-5139
Document Number	0000065250
Map Reference	MB 6 PG 11
Instrument Date	Jan 18, 2022
Instrument	2022-0065250
Transaction Type	Transfer
Record Updated	Mar 2, 2022
Title Company	TITLE 365, TITLE365

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	122 W PHILLIPS ST, ONTARIO, CA 91762-5139

Mortgage

Document Number	0000065251
Date	Feb 17, 2022
Instrument	2022-0065251

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 23, 2019
Property Address	122 W PHILLIPS ST, ONTARIO, CA 91762-5139
Document Number	0000382221
Instrument Date	Sep 27, 2019
Instrument	382221
Transaction Type	Transfer
Record Updated	Nov 7, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	122 W PHILLIPS ST ONTARIO CA 917625139, ONTARIO, CA 91762-5139

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 23, 2019
Property Address	122 W PHILLIPS ST, ONTARIO, CA 91762-5139
Document Number	0000382222
Map Reference	MB 6 PG 11
Instrument Date	Aug 30, 2019
Instrument	2019-0382222
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	122 W PHILLIPS ST, ONTARIO, CA 91762-5139

Mortgage

Document Number	0000382223
Date	Oct 23, 2019
Instrument	2019-0382223

Lender

Name	BAY VALLEY MORTGAGE GROUP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 22, 2019
Property Address	122 W PHILLIPS ST, ONTARIO, CA 91762-5139
Document Number	0000088688
Map Reference	MB 6 PG 11
Instrument Date	Mar 6, 2019
Instrument	2019-0088688
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	516 N DIAMOND BAR BLVD # 110, 110, DIAMOND BAR, CA 91765-1056

Mortgage

Document Number	0000088689
Date	Mar 22, 2019
Instrument	2019-0088689

Lender

Name	QUANTA FINANCE LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 22, 2019
Property Address	122 W PHILLIPS ST, ONTARIO, CA 91762-5139
Document Number	0000088687
Instrument Date	Mar 6, 2019
Instrument	88687
Transaction Type	Transfer
Record Updated	Mar 29, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	122 W PHILLIPS ST ONTARIO CA 917625139, ONTARIO, CA 91762-5139

Tax Assessment & Valuation

The 2025 property tax bill for 122 W Phillips St was $6,098.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Ontario City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Ontario-Montclair School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$566,015 (+2%) Land $198,105 Building $367,910
2025	$6,098.00 Homeowner's exemption	$554,917 Land $194,221 Building $360,696
2023	$5,792.00 (+10.98%) Homeowner's exemption	$533,369 Land $186,679 Building $346,690
2022	$5,219.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 122 W Phillips St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 122 W Phillips St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONTARIO MUNICIPAL UTILITIES COMPANY serves 185,010 people · EPA ID CA3610034
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 618 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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