412 W Phillips St, Ontario, CA 91762 Property Records

San Bernardino County property record for 412 W Phillips St, Ontario, CA 91762

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,186 sqft · built 1954
Lot Size	0.209 acres (9,100 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,890 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2021 Sale
Flood Zone	Zone X (moderate risk)
APN	`1049-551-31-0000`

Property Details

APN / Parcel Number

Primary APN	`1049-551-31-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,186 sqft Living Area
Gross Area	1,406 sqft
1st Floor Area	1,186 sqft
Family Room	Family Room

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	9,100 sqft (0.209 acres)
Lot Dimensions	140 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Patio/Porch
Porch Area	50 sqft
Patio Area	50 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	412 W PHILLIPS ST
City	ONTARIO
State	CA
Zip	91762-5145
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	V1LLA PLOTS SOUTH S1DE TRACT PTN LOT 172 COM AT 1NTERSECT1ON OF N L1 DESSAU ST AND E L1 V1NE AVE TH ELY ALG N L1 DESSAU ST 175 FT TO POB TH CONT ELY ALG SD N L1 DESSAU ST 65 FT TH N 14O FT M/L TH W 65 FT TO PT DUE N OF POB TH S 145 FT M/L TO POB EX S
Legal Subdivision	VILLA PLOTS SOUTH SIDE
Legal Tract	P
Legal Block	1
Legal Lot Number	172
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1021
Census Tract	1706

Owner

412 W Phillips St is owned and occupied by two individuals who acquired it in December 2021.

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	412 W PHILLIPS ST, ONTARIO, CA 91762-5145
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2021	Intrafamily Transfer, Transfer · FHA Mortgage ICORE LENDING INC
Dec 29, 2021	Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2021
Deed Sale	Dec 29, 2021
Prior Sale	Dec 29, 2021 · Amount on File
Deed Document Number	2021581708
Prior Transfer Date	Jul 10, 2014
Prior Transfer Doc	0000258624
Record Updated	Sep 20, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Dec 29, 2021
Property Address	412 W PHILLIPS ST, ONTARIO, CA 91762-5145
Document Number	0000581708
Map Reference	MB 6 PG 11
Instrument Date	Dec 28, 2021
Instrument	2021-0581708
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 W PHILLIPS ST, ONTARIO, CA 91762-5145

Mortgage

Document Number	0000581709
Date	Dec 29, 2021
Instrument	2021-0581709

Lender

Name	ICORE LENDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Dec 29, 2021
Property Address	412 W PHILLIPS ST, ONTARIO, CA 91762-5145
Document Number	0000581707
Map Reference	MB 6 PG 11
Instrument Date	Dec 7, 2021
Instrument	2021-0581707
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	412 W PHILLIPS ST, ONTARIO, CA 91762-5145

Tax Assessment & Valuation

The 2025 property tax bill for 412 W Phillips St was $5,890.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Ontario City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Ontario-Montclair School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$546,628 (+2%) Land $191,320 Building $355,308
2025	$5,890.00 Homeowner's exemption	$535,910 Land $187,569 Building $348,341
2023	$5,594.00 (+1.34%) Homeowner's exemption	$515,100 Land $180,285 Building $334,815
2022	$5,520.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 412 W Phillips St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 412 W Phillips St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONTARIO MUNICIPAL UTILITIES COMPANY serves 185,010 people · EPA ID CA3610034
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 659 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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