122 W Main St, Peru, IN 46970 Property Records

Miami County property record for 122 W Main St, Peru, IN 46970

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,751 sqft · built 1890
Lot Size	0.215 acres (9,372 sqft)
Owner	Individual Name on Record
Last Sale	$150,738 (Nov 2023)
Tax Bill	$1,900 (2025)
Deeds & Mortgages	Nov 2023 Mortgage May 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`021-05617-00`

Property Details

APN / Parcel Number

Primary APN	`021-05617-00`
Alternative APNs	`52-08-27-302-326.000-016` `00615515209`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,751 sqft Living Area
1st Floor Area	2,751 sqft
Basement Area	672 sqft
Family Room	Family Room

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1978
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	9,372 sqft (0.215 acres)
Lot Dimensions	132 ft deep x 71 ft wide
Garage Type	Mixed
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00615515209
Street Address	122 W MAIN ST
City	PERU
State	IN
Zip	46970-2145
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	021-05617-00 ORIGINAL PLAT LOT 192 & W1/2 VAC ALLEY 41 056 17000
Legal Subdivision	CITY OF PERU
Legal Lot Number	192
Jurisdiction	MIAMI IN
Township / Civil Division	PERU
Census Block Group	1
Census Block	1016
Census Tract	952300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Peru Westside Historic District listed 2023 · 194 contributing resources · NRIS 100009296

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Miami County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	122 W MAIN ST, PERU, IN 46970-2145
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2023	Warranty Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC
May 25, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2023 · Amount on Record
Deed Sale	Nov 14, 2023 · Amount on Record
Prior Sale	May 25, 2022
Deed Document Number	2023524210
Record Updated	Sep 20, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI IN
Recording Date	Nov 14, 2023
Property Address	122 W MAIN ST, PERU, IN 46970-2145
Document Number	20230524210
Instrument Date	Nov 7, 2023
Instrument	20230524210
Transaction Type	Transfer
Record Updated	Dec 8, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 W MAIN ST, PERU, IN 46970-2145

Mortgage

Document Number	20230524211
Date	Nov 14, 2023
Instrument	20230524211

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI IN
Recording Date	May 25, 2022
Property Address	122 W MAIN ST, PERU, IN 46970-2145
Document Number	20220522488
Instrument Date	May 20, 2022
Instrument	20220522488
Transaction Type	Transfer
Record Updated	May 22, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 W MAIN ST, PERU, IN 46970-2145

Tax Assessment & Valuation

Source: Miami County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Miami County
County Subdivision	Peru Township
Municipality	Peru City
Unified School District	Peru Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,900.00 (+6.09%) Homeowner's exemption	$207,800 (-0.91%) Land $8,700 Building $199,100	$207,800 (-0.91%) Land $8,700 Building $199,100
2024	$1,791.00 (-15.16%)
2023	$2,111.00 (+82.77%)	$209,700 (+149.05%) Land $8,700 Building $201,000	$209,700 (+149.05%) Land $8,700 Building $201,000
2022	$1,155.00	$84,200 Land $8,700 Building $75,500	$84,200 Land $8,700 Building $75,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PERU WATER DEPARTMENT serves 11,417 people · EPA ID IN5252016
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Good Connections, Metronet, Skyewaves.

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