109 W Main St, Peru, IN 46970 Property Records

Miami County property record for 109 W Main St, Peru, IN 46970

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,536 sqft · built 1890
Lot Size	0.158 acres (6,864 sqft)
Owner	Individual Name on Record
Last Sale	$2,500,000 (Jul 2018)
Tax Bill	$2,676 (2025)
Deeds & Mortgages	May 2023 Transfer Jul 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`021-05646-00`

Property Details

APN / Parcel Number

Primary APN	`021-05646-00`
Alternative APNs	`52-08-27-302-244.000-016` `00040579328`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,536 sqft Living Area
1st Floor Area	2,536 sqft
Basement Area	951 sqft
Unfinished Basement	951 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1958
Architectural Style	Duplex Single
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	6,864 sqft (0.158 acres)
Lot Dimensions	132 ft deep x 52 ft wide
Shed	1 Shed
Shed Area	42 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00040579328
Street Address	109 W MAIN ST
City	PERU
State	IN
Zip	46970-2144
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	021-05646-00 ORIG PLAT LOT 139 EXC 14' WEST SIDE 41 056 46000
Legal Subdivision	ORIGINAL PLAT TO THE CITY OF PERU
Legal Lot Number	139
Jurisdiction	MIAMI IN
Township / Civil Division	PERU
Census Block Group	1
Census Block	1022
Census Tract	952300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Peru Westside Historic District listed 2023 · 194 contributing resources · NRIS 100009296

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Miami County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	153 W 3RD ST, PERU, IN 46970-2053
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2023	Transfer on Death Deed, Transfer
Jul 30, 2018	Warranty Deed, Transfer · Line of Credit FIRST FARMERS BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2018 · Amount on Record
Deed Sale	Jul 30, 2018 · Amount on Record
Deed Document Number	2018523046
Last Transfer Date	May 25, 2023
Transfer Doc	20230521841
Record Updated	Oct 29, 2026

May 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MIAMI IN
Recording Date	May 25, 2023
Property Address	109 W MAIN ST, PERU, IN 46970-2144
Document Number	20230521841
Instrument Date	May 25, 2023
Instrument	20230521841
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI IN
Recording Date	Jul 30, 2018
Property Address	109 W MAIN ST, PERU, IN 46970-2144
Document Number	20180523046
Instrument Date	Jul 27, 2018
Instrument	20180523046
Transaction Type	Transfer
Record Updated	Dec 6, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20180523047
Date	Jul 30, 2018
Instrument	20180523047

Lender

Name	FIRST FARMERS BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 27, 2033

Interest

Rate	5.75%

Tax Assessment & Valuation

Source: Miami County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Miami County
County Subdivision	Peru Township
Municipality	Peru City
Unified School District	Peru Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,676.00 (+18.2%)	$130,800 (+35.97%) Land $6,400 Building $124,400	$130,800 (+35.97%) Land $6,400 Building $124,400
2024	$2,264.00 (+17.61%)
2023	$1,925.00 (+34.71%)	$96,200 Land $6,400 Building $89,800	$96,200 Land $6,400 Building $89,800
2022	$1,429.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PERU WATER DEPARTMENT serves 11,417 people · EPA ID IN5252016
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Good Connections, Metronet, Skyewaves.

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