Carteret County property record for 122 Shell Dr, Emerald Isle, NC 28594
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 2,660 sqft · built 2022 |
| Lot Size | 0.387 acres (16,858 sqft) |
| Owner | Individual Name on File |
| Last Sale | $230,000 (Mar 2021) |
| Tax Bill | $3,823 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit Nov 2021 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5383.11.77.4411000 |
| Primary APN | 5383.11.77.4411000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 2,660 sqft Heated Area |
| Gross Area | 2,640 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 16,858 sqft (0.387 acres) |
| Lot Dimensions | 154 ft deep x 110 ft wide |
| Garage Type | Mixed |
| Garage Area | 356 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Deck Area | 62 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 29878 |
|---|---|
| Street Address | 122 SHELL DR |
| City | EMERALD ISLE |
| State | NC |
| Zip | 28594-2441 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L16 BK EMERALD ISLE |
| Legal Subdivision | EMERALD ISLE |
| Legal Block | 77 |
| Legal Lot Number | 16 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 970904 |
Source: Carteret County records · APN 5383.11.77.4411000
Assessment roll updated November 24, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 216 WOODLAWN DR, HILLSBOROUGH, NC 27278-6785 |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Sep 20, 2023 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Nov 29, 2021 | Intrafamily Transfer, Transfer |
| Mar 24, 2021 | Warranty Deed, Transfer |
| Jul 30, 2020 | Warranty Deed, Transfer · Conventional Mortgage COASTAL BK&TR |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 24, 2021 · Amount on Record |
| Deed Sale | Mar 24, 2021 · Amount on Record |
| Prior Sale | Jul 30, 2020 · Amount on Record |
| Deed Document Number | 20211714045 |
| Deed Book / Page | 1714 / 45 |
| Last Transfer Date | Nov 15, 2021 |
| Transfer Doc | 0017480011 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 122 SHELL DR, EMERALD ISLE, NC 28594-2441 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0018090402 |
|---|---|
| Date | Sep 20, 2023 |
| Book Page | 1809/402 |
| Instrument | 1809402 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Nov 29, 2021 |
| Property Address | 122 SHELL DR, EMERALD ISLE, NC 28594-2441 |
| Document Number | 0017480011 |
| Book / Page | 1748 / 11 |
| Map Reference | MB 7 PG 70 |
| Instrument Date | Nov 15, 2021 |
| Instrument | 1748011 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Address | 216 WOODLAWN DR, HILLSBOROUGH, NC 27278-6785 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Mar 24, 2021 |
| Property Address | 122 SHELL DR, EMERALD ISLE, NC 28594-2441 |
| Document Number | 0017140045 |
| Book / Page | 1714 / 45 |
| Map Reference | MB 7 PG 70 |
| Instrument Date | Mar 22, 2021 |
| Instrument | 1714045 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $460.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2109 ST, CAMP LEJEUNE, NC 28547 |
| Name | Verified Name |
|---|---|
| Address | 216 WOODLAWN DR, HILLSBOROUGH, NC 27278-6785 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Jul 30, 2020 |
| Property Address | 122 SHELL DR, EMERALD ISLE, NC 28594-2441 |
| Document Number | 0016810110 |
| Book / Page | 001681 / 000110 |
| Instrument Date | Jul 21, 2020 |
| Transaction Type | Transfer |
| Record Updated | Sep 01, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $410.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 2109 SAINT MARY DR CAMP LEJEUNE NC 285471312, CAMP LEJEUNE, NC 28547-1312 |
| Document Number | 16810111 |
|---|---|
| Date | Jul 30, 2020 |
| Book Page | 001681/000111 |
| Name | COASTAL BK&TR |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, NC 28546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Carteret County records · Assessment roll updated November 24, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Municipality | Emerald Isle Town |
| Unified School District | Carteret County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,823.00 (+304.12%) | $1,027,384 (+94.67%) Land $364,971 Building $662,413 | $1,027,384 (+94.67%) Land $364,971 Building $662,413 |
| 2023 | $527,752 Land $195,195 Building $332,557 | $527,752 Land $195,195 Building $332,557 | |
| 2022 | $946.00 |
Source: FEMA National Flood Hazard Layer, Carteret County (37031C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370319709042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 604 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1,140 units insured incl. 536 condo units |
| Nearby Flood Claims | 86 (1996–2024) |
| Claims Outside the SFHA | 27 of 86 |
| Most Recent Claim | Sep 2024 · Potential Tropical Cyclone Eight |
| Claims by Event |
|
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 171 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | BOGUE BANKS WATER CORPORATION private · serves 4,995 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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