118 Shell Dr, Emerald Isle, NC 28594 Property Records

Carteret County property record for 118 Shell Dr, Emerald Isle, NC 28594 · Last verified December 2025

Property Summary

Property TypeVacant Land
Lot Size0.219 acres (9,540 sqft)
OwnerOwner Name on File
Deeds & MortgagesJun 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN5383.11.77.4201000

Property Details

APN / Parcel Number

Primary APN5383.11.77.4201000
Alternative APN
  • 415106

Exterior

Lot Area9,540 sqft (0.219 acres)

Location & Zoning

Street Address118 SHELL DR
CityEMERALD ISLE
StateNC
Zip28594-2441
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionCOM AREA EMERALD OASIS TWNHOME
Legal SubdivisionEMERALD ISLE SEC K
Legal BlockK
Legal Lot Number18
JurisdictionCARTERET NC
Township / Civil DivisionWHITE OAK
Census Block Group2
Census Block2015
Census Tract970904

Owner

Source: Carteret County records · APN 5383.11.77.4201000

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing Address1703 WOODWIND DR, GREENVILLE, NC 27858-6157

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 27, 2006
Deed SaleMar 27, 2006
Deed Document Number1163402
Deed Book / Page1163 / 402
Record UpdatedJun 08, 2026

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTERET NC
Property Address118 SHELL DR, EMERALD ISLE, NC 28594-2441
Document Number0016120383
Instrument DateJun 29, 2018
Transaction TypeMortgage
Record UpdatedJul 17, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address118 SHELL DR EMERALD ISLE NC 285942441, EMERALD ISLE, NC 28594-2441

Mortgage

Document Number0016120383
DateJun 29, 2018
Book Page001612/000383
Lender
NameSTATE EMPS FCU
TypeCredit Union
AddressRALEIGH, NC 27611-5279
Agreement
AmountAmount Recorded
Term360 Months
DueJun 28, 2048
Interest
Rate4.37%

Tax Assessment & Valuation

Source: Carteret County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
MunicipalityEmerald Isle Town
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearAssessed ValueAssessed Market Value
2023$1 Land $1$1 Land $1

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carteret County (37031C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370319709042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 604 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1,140 units insured
536 under condo master policies
Nearby Flood Claims86 (1996–2024)
Claims Outside the SFHA27 of 86
Most Recent ClaimSep 2024, rainfall accumulation, Potential Tropical Cyclone Eight
Claims By Storm
  • Hurricane Florence, Sep 2018 · 68 claims
  • Hurricane Irene, Aug 2011 · 2 claims
  • Hurricane Ophelia, Sep 2005 · 4 claims

Wildfire

Wildfire RiskLow
above 2% of the US · above 1% of North Carolina
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 171 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
BrightspeedFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Nearby Properties on Shell Dr

Nearby Streets

Search Property Records by Address or Parcel Number