122 Saunders St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 122 Saunders St, Gardner, MA 01440 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 2002
Square Footage1,728 sqft Living Area
Lot Size40,050 sqft (0.919 acres)
OccupancyOwner Occupied
Last Sale$225,000 (2002)
Tax Bill$6,126.00 (2025)

Property Details

APN / Parcel Number

Primary APNGARD M:W17 B:8 L:4
Alternative APN
  • M:W-18 B:0009 L:0004

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms6 Rooms
Building Area1,728 sqft Living Area
Gross Area2,934 sqft Gross Area
Stories2 Stories

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleColonial Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area40,050 sqft (0.919 acres)

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelOil Heating Fuel

Location & Zoning

Street Address122 SAUNDERS ST
CityGARDNER
StateMA
Zip01440-2428
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block8
Legal Lot Number4
JurisdictionGARDNER MA
Minor Civil DivisionGARDNER
Census Blockgroup2
Census Block2023
Census Tract707500

Owner

Source: Worcester County and Gardner City records · APN GARD M:W17 B:8 L:4

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address122 SAUNDERS ST, GARDNER, MA 01440-2428
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 11, 2002 · Amount on Record
Deed SaleJul 11, 2002 · Amount on Record
Deed Book / Page26964 / 157
Record RefreshedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGARDNER MA
Property Address122 SAUNDERS ST, GARDNER, MA 01440-2428
Transaction TypeMortgage
Record UpdatedDec 31, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0072952-72
DateDec 11, 2025
Book Page72952/72
Instrument108357
Lender
NameVILLAGE CAPITAL & INVESTMENT LLC
TypeReverse Mortgage Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2056

Tax Assessment & Valuation

Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityGardner City
Unified School DistrictGardner School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,126.00 (-2.44%)$426,600 (+1.84%) Land $92,800 Building $333,800$404,320
2024$6,279.00$418,900 Land $84,500 Building $334,400

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