113 Saint Clair St, Versailles, KY 40383 Property Records

Woodford County property record for 113 Saint Clair St, Versailles, KY 40383

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,470 sqft
Owner	Individual Name on File
Last Sale	$127,500 (Mar 2019)
Tax Bill	$1,525 (2025)
Deeds & Mortgages	Mar 2019 Sale & Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-3005-010-00`

Property Details

APN / Parcel Number

Primary APN	`30-3005-010-00`
Alternative APN	`32018`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,470 sqft Living Area

Exterior

Exterior Material	Composition/Composite
Foundation Type	Block

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Account Number	32018
Street Address	113 SAINT CLAIR ST
City	VERSAILLES
State	KY
Zip	40383-1331
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1 1/2 S
Legal Lot Number	3
Jurisdiction	WOODFORD KY
Township / Civil Division	VERSAILLES
Census Block Group	2
Census Block	2003
Census Tract	50105

Owner

113 Saint Clair St is owned and occupied by an individual who bought it in March 2019.

Source: Woodford County records, as of December 11, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	113 SAINT CLAIR ST, VERSAILLES, KY 40383-1331
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2019	Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Aug 30, 2018	Deed, Transfer S JAMES MISCHNER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2019 · Amount on File
Deed Sale	Mar 29, 2019 · Amount on File
Prior Sale	Aug 30, 2018 · Amount on File
Deed Document Number	74683
Deed Book / Page	D312 / 094
Record Updated	Jun 8, 2026

March 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	WOODFORD KY
Recording Date	Mar 29, 2019
Property Address	113 SAINT CLAIR ST, VERSAILLES, KY 40383-1331
Document Number	00D312/094
Book / Page	D312 / 094
Map Reference	MB 50 PG 566
Instrument Date	Mar 15, 2019
Instrument	74683
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	BLUESTONE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$127.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1033 DEER CROSSING WAY, 1033, LEXINGTON, KY 40509-2061

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	113 SAINT CLAIR ST, VERSAILLES, KY 40383-1331

Mortgage

Document Number	0000074684
Date	Mar 29, 2019
Instrument	74684

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	WOODFORD KY
Recording Date	Aug 30, 2018
Property Address	113 SAINT CLAIR ST, VERSAILLES, KY 40383-1331
Document Number	00D309/079
Book / Page	D309 / 079
Map Reference	MB 50 PG 566
Instrument Date	Aug 27, 2018
Instrument	61094
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount on Record
Tax	$55.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	137 HAWKEEGAN DR, 137, FRANKFORT, KY 40601-3910

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1033 DEER CROSSING WAY, LEXINGTON, KY 40509-2061

Mortgage

Document Number	0000061095
Date	Aug 30, 2018
Instrument	61095

Lender

Name	S JAMES MISCHNER
Type	Private Party

Agreement

Amount	Amount on Record
Term	24 Months
Due	Aug 27, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 113 Saint Clair St was $1,525.

Source: Woodford County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Woodford County
Municipality	Versailles City
Unified School District	Woodford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,525.00	$165,000	$165,000
2023	$1,316.00	$127,500	$127,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 113 Saint Clair St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 113 Saint Clair St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VERSAILLES WATER SYSTEM serves 17,822 people · EPA ID KY1200439
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	6 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024 Organic carbon removal Jan 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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