122 S McGregor Ave, Mobile, AL 36608 Property Records

Mobile County property record for 122 S McGregor Ave, Mobile, AL 36608

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,882 sqft · built 1992
Lot Size	0.258 acres (11,258 sqft)
Owner	Individual Name on File
Last Sale	$1,100,000 (May 2026)
Tax Bill	$4,443 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Mar 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`R022806231002037`

Property Details

APN / Parcel Number

Primary APN	`R022806231002037`
Alternative APNs	`28 06 23 1 002 037.XXX` `00543852` `543852`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,882 sqft Living Area
1st Floor Area	2,325 sqft
Upper Floors Area	2,327 sqft
Utility Room	Utility Room
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1996
Exterior Material	Concrete Block
Roof Type	Prestressed Concrete
Roof Material	Asphalt
Lot Area	11,258 sqft (0.258 acres)
Garage Area	584 sqft
Parking Spaces	2 Parking Spaces
Deck Area	687 sqft
Patio Area	687 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	543852
Street Address	122 S MCGREGOR AVE
City	MOBILE
State	AL
Zip	36608-1830
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 WARD PL 1ST ADD MBK 34 PG 69 #SEC 23 T4S R2W #MP28 06 23 1 002
Legal Range	04S
Legal Township	04S
Legal Section	23
Legal Subdivision	WARD PL 1ST ADD
Legal Lot Number	2
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	1
Census Block	1026
Census Tract	3302

Owner

122 S McGregor Ave is owned and occupied by an individual who bought it in May 2026.

Source: Mobile County records, as of May 19, 2026

Owner of Record	Individual Name on File
Mailing Address	122 S MCGREGOR AVE, MOBILE, AL 36608-1830
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Warranty Deed, Transfer · Conventional Mortgage HANCOCK WHITNEY BK
Mar 9, 2022	Warranty Deed, Transfer NOT AVAILABLE, DST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2026 · Amount on File
Deed Sale	May 5, 2026 · Amount on File
Prior Sale	Mar 9, 2022 · Amount on File
Deed Document Number	202625358
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	May 5, 2026
Property Address	122 S MCGREGOR AVE, MOBILE, AL 36608-1830
Document Number	0000025358
Instrument Date	May 1, 2026
Instrument	2026.25358
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$111,100.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	122 S MCGREGOR AVE, MOBILE, AL 36608-1830
Investor	Possibly a Property Investor

Mortgage

Document Number	0000025359,
Date	May 5, 2026
Instrument	2026.25359

Lender

Name	HANCOCK WHITNEY BK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Mar 9, 2022
Property Address	122 S MCGREGOR AVE, MOBILE, AL 36608-1830
Document Number	0000017943
Map Reference	MB 34 PG 69
Instrument Date	Feb 24, 2022
Instrument	2022017943
Transaction Type	Transfer
Record Updated	Mar 23, 2022
Title Company	NOT AVAILABLE, DST

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	122 S MCGREGOR AVE, 122, MOBILE, AL 36608-1830

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	428 BEACH BIKE WAY, INLET BEACH, FL 32461-4505

Tax Assessment & Valuation

The 2025 property tax bill for 122 S McGregor Ave was $4,443 with exemptions applied, down 12% from the year before.

Source: Mobile County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,443.00 (-12.02%) Homeowner's exemption Senior Citizen's exemption	$78,500 (-1.11%) Land $15,000 Building $63,500	$785,000 (-1.11%) Land $150,000 Building $635,000
2024	$5,050.00 (-43.63%)	$79,380 (-43.68%) Land $15,000 Building $64,380	$793,800 (+12.64%) Land $150,000 Building $643,800
2023	$8,959.00	$140,940 Land $30,000 Building $110,940	$704,700 Land $150,000 Building $554,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 122 S McGregor Ave in Zone X, an area of minimal flood risk, though there have been 29 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	29 (1978–2024)
Claims Outside the SFHA	21 of 29
Most Recent Claim	Jul 2024 · other causes
Claims by Event	Hurricane Georges, Sep 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 122 S McGregor Ave is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 81% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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