108 S McGregor Ave, Mobile, AL 36608 Property Records

Mobile County property record for 108 S McGregor Ave, Mobile, AL 36608

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,614 sqft · built 1978
Lot Size	0.203 acres (8,841 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,237 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Feb 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R02280623100203802`

Property Details

APN / Parcel Number

Primary APN	`R02280623100203802`
Alternative APNs	`28 06 23 1 002 038.02X` `00543889` `543889`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,614 sqft Living Area
1st Floor Area	1,807 sqft
Upper Floors Area	1,807 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1996
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,841 sqft (0.203 acres)
Porch	Slab
Porch Area	522 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	543889
Street Address	108 S MCGREGOR AVE
City	MOBILE
State	AL
Zip	36608-1830
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 OF WARD PL MBK 27 P 77 #SEC 23 T4S R2W #MP28 06 23 1 002
Legal Range	04S
Legal Township	04S
Legal Section	23
Legal Subdivision	WARDMCGREGOR
Legal Lot Number	4
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	1
Census Block	1026
Census Tract	3302

Owner

108 S McGregor Ave is owned and occupied by two individuals who acquired it in December 2000.

Source: Mobile County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	108 S MCGREGOR AVE, MOBILE, AL 36608-1830
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage SWBC MORTGAGE CORP
Feb 11, 2019	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Apr 20, 2017	Deed of Trust, Mortgage · Line of Credit AVADIAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2000
Deed Sale	Dec 18, 2000
Deed Document Number	200084131
Deed Book / Page	4911 / 47
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	108 S MCGREGOR AVE, MOBILE, AL 36608-1830
Transaction Type	Mortgage
Record Updated	Sep 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000060446
Date	Sep 14, 2021
Instrument	2021060446

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	108 S MCGREGOR AVE, MOBILE, AL 36608-1830
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006746
Date	Feb 11, 2019
Instrument	2019006746

Lender

Name	REGIONS BANK
Type	Bank
Address	MOBILE, AL 36608

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jan 29, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	108 S MCGREGOR AVE, MOBILE, AL 36608-1830
Document Number	0000024218
Instrument Date	Apr 20, 2017
Transaction Type	Mortgage
Record Updated	Feb 28, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	108 MCGREGOR AVE S MOBILE AL 366081830, MOBILE, AL 36608-1830

Mortgage

Document Number	0000024218
Date	May 2, 2017
Book Page	007504/000590
Instrument	24218

Lender

Name	AVADIAN CU
Address	HOOVER, AL 35244

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 1, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 108 S McGregor Ave was $3,237 with a homeowner's exemption.

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,237.00 Homeowner's exemption	$51,870 (-) Land $15,000 Building $36,870	$518,700 (-) Land $150,000 Building $368,700
2024	$3,237.00 (+13.9%) Homeowner's exemption	$51,870 (+13.65%) Land $15,000 Building $36,870	$518,700 (+13.65%) Land $150,000 Building $368,700
2023	$2,842.00 Homeowner's exemption	$45,640 Land $15,000 Building $30,640	$456,400 Land $150,000 Building $306,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 108 S McGregor Ave in Zone X, an area of minimal flood risk, though there have been 29 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	29 (1978–2024)
Claims Outside the SFHA	21 of 29
Most Recent Claim	Jul 2024 · other causes
Claims by Event	Hurricane Georges, Sep 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 S McGregor Ave is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 81% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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