122 S Main St, Algonquin, IL 60102 Property Records

McHenry County property record for 122 S Main St, Algonquin, IL 60102

Property Summary

Property TypeCommercial
Details8,140 sqft · built 2003
Lot Size0.361 acres (15,726 sqft)
OwnerCompany Name on Record
Last Sale$540,000 (Feb 2020)
Deeds & MortgagesFeb 2020 Foreclosure
Flood ZoneZone X (moderate risk)
APN19-34-106-024

Property Details

APN / Parcel Number

Primary APN19-34-106-024
Alternative APN
  • 1934106019

Interior

Stories2 Stories
Building Area8,140 sqft

Exterior

Year BuiltBuilt 2003
Lot Area15,726 sqft (0.361 acres)

Location & Zoning

Old Parcel Number1934106019
Street Address122 S MAIN ST
CityALGONQUIN
StateIL
Zip60102-2637
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionDOC 2020R0005612 PT LTS 11 & 12 & STRIP NW PT LT 13 BLK 8 /EX DOC 95R039851 & EX PC 22FT X 40FT/ PLUMLEIGHS ADDN
Legal Range08E
Legal Township43N
Legal Section34
Legal SubdivisionEX PC 22FT X 40FT PLUMLEIGHS ADD
Legal Block8
Legal Lot Number11-13 12
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group1
Census Block1036
Census Tract871311

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 7204, ALGONQUIN, IL 60102-7204
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 14, 2020 · Amount on Record
Deed SaleFeb 14, 2020 · Amount on Record
Prior SaleApr 11, 2014
Deed Document Number2020R0005612
Record UpdatedJun 7, 2026

February 2020: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionMCHENRY IL
Recording DateFeb 14, 2020
Property Address122 S MAIN ST, ALGONQUIN, IL 60102-2637
Document Number0000005612
Instrument DateJan 21, 2020
Instrument2020R0005612
Transaction TypeForeclosure
Record UpdatedMay 27, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$810.00
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 7204, ALGONQUIN, IL 60102-7204

Mortgage

Document Number0000005613
DateFeb 14, 2020
Instrument2020R0005613
Lender
NameAMERICAN COMMUNITY BANK & TRUST
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAlgonquin Village
CountyMcHenry County
County SubdivisionAlgonquin Township
Unified School DistrictCommunity Unit School District 300 (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2022$300,424 Land $66,303 Building $234,121$901,272 Land $198,909 Building $702,363

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1993–2013)
Claims Outside the SFHA1 of 3
Most Recent ClaimApr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALGONQUIN
serves 30,700 people · EPA ID IL1110050
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2026–2028)
action level 15 ppb
Copper1.6 mg/L (2022–2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

May also be available: Verizon.

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