107 S Main St, Algonquin, IL 60102 Property Records

McHenry County property record for 107 S Main St, Algonquin, IL 60102

Property Summary

Property Type	Commercial
Details	4,670 sqft · built 1929
Lot Size	0.16 acres (6,970 sqft)
Owner	Company Name on Record
Last Sale	$320,000 (Feb 2019)
Deeds & Mortgages	Feb 2026 Mortgage Feb 2019 Sale & Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`19-34-107-002`

Property Details

APN / Parcel Number

Primary APN	`19-34-107-002`

Interior

Stories	2 Stories
Building Area	4,670 sqft

Exterior

Year Built	Built 1929
Lot Area	6,970 sqft (0.16 acres)

Location & Zoning

Street Address	107 S MAIN ST
City	ALGONQUIN
State	IL
Zip	60102-2671
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	DOC 2019R0003305 PT LT 1 BLK 9 PLUMLEIGHS ADDN
Legal Range	08E
Legal Township	43N
Legal Section	34
Legal Subdivision	PLUMLEIGHS ADD
Legal Block	9
Legal Lot Number	1
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	3
Census Block	3000
Census Tract	871310

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	220 EXCHANGE DR STE B, B, CRYSTAL LAKE, IL 60014-6282
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Deed of Trust, Mortgage · Non-Conforming Investor Loan CRYSTAL LAKE BANK & TRUST COMPANY NA
Feb 5, 2019	Warranty Deed, Transfer · Line of Credit CRYSTAL LAKE BK&TR
Feb 5, 2019	Warranty Deed, Transfer HERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2019 · Amount on Record
Deed Sale	Feb 5, 2019 · Amount on Record
Prior Sale	Feb 5, 2019 · Amount on Record
Deed Document Number	0000003305
Record Updated	Jun 7, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	107 S MAIN ST, ALGONQUIN, IL 60102-2671
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 CHICAGO ST B, B, CARY, IL 60013-2948

Mortgage

Document Number	0000005248
Date	Feb 27, 2026
Instrument	2026R0005248

Lender

Name	CRYSTAL LAKE BANK & TRUST COMPANY NA
Type	Bank
Address	CRYSTAL LAKE, IL 60014

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount Recorded

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Feb 5, 2019
Property Address	107 S MAIN ST, ALGONQUIN, IL 60102-2671
Document Number	0000003305
Instrument Date	Feb 4, 2019
Instrument	3305
Transaction Type	Transfer
Record Updated	Feb 21, 2019
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	111 KERRY LN WAUCONDA IL 600841134, WAUCONDA, IL 60084-1134

Mortgage

Document Number	3306
Date	Feb 5, 2019
Instrument	3306

Lender

Name	CRYSTAL LAKE BK&TR
Type	Bank
Address	CRYSTAL LAKE, IL 60014

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Feb 5, 2019
Property Address	107 S MAIN ST, ALGONQUIN, IL 60102-2671
Document Number	0000003253
Instrument Date	Feb 4, 2019
Instrument	3253
Transaction Type	Transfer
Record Updated	Feb 25, 2019
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Transaction

Amount	Amount Recorded
Tax	$450.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 WASHINGTON ST ALGONQUIN IL 601022647, ALGONQUIN, IL 60102-2647

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2022	$165,094 Land $36,428 Building $128,666	$495,282 Land $109,284 Building $385,998

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	29 (1978–2017)
Claims Outside the SFHA	12 of 29
Most Recent Claim	Jul 2017 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims Severe Storms & Flooding, Jul 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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