Polk County property record for 122 S 3rd St, Luck, WI 54853
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.241 acres (10,498 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,582 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Apr 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 146-00027-0000 |
| Primary APN | 146-00027-0000 |
|---|
| Lot Area | 10,498 sqft (0.241 acres) |
|---|
| Street Address | 122 S 3RD ST |
|---|---|
| City | LUCK |
| State | WI |
| Zip | 54853-9056 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N 25' LOT 4 & LOT 5 BLK 5 CENTRAL PARK ADD |
| Legal Block | 5 |
| Legal Lot Number | 5 |
| Jurisdiction | POLK WI |
| Township / Civil Division | LUCK |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 960200 |
Source: Polk County records · APN 146-00027-0000
Assessment roll updated January 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 582, LUCK, WI 54853-0582 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 01, 2025 | Deed of Trust, Mortgage · Conventional Mortgage FRANDSEN BANK & TRUST |
| Apr 02, 2019 | Warranty Deed, Transfer · Conventional Mortgage FRANDSEN BANK & TRUST |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Apr 02, 2019 |
| Transfer Doc | 0000870622 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK WI |
| Property Address | 122 S 3RD ST, LUCK, WI 54853-9056 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000940759 |
|---|---|
| Date | Dec 01, 2025 |
| Instrument | 940759 |
| Name | FRANDSEN BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 01, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK WI |
| Recording Date | Apr 02, 2019 |
| Property Address | 122 S 3RD ST, LUCK, WI 54853-9056 |
| Document Number | 0000870622 |
| Instrument Date | Mar 01, 2019 |
| Instrument | 870622 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2022 |
| Title Company | POLK COUNTY ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $240.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000870623 |
|---|---|
| Date | Apr 02, 2019 |
| Instrument | 870623 |
| Name | FRANDSEN BANK & TRUST |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Polk County records · Assessment roll updated January 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Polk County |
| Municipality | Luck Village |
| Unified School District | Luck School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,582.00 (+31.87%) Homeowner's exemption | $172,200 (+95.68%) Land $16,500 Building $155,700 | $176,600 (+17.34%) Land $16,922 Building $159,678 |
| 2023 | $1,958.00 (+4.26%) Homeowner's exemption | $88,000 (-) Land $14,500 Building $73,500 | $150,500 (+17.49%) |
| 2022 | $1,878.00 Homeowner's exemption | $88,000 Land $14,500 Building $73,500 | $128,100 |
Source: FEMA National Flood Hazard Layer as of September 16, 2011 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1986) |
| Most Recent Claim | Jul 1986 · river or lake flooding |
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lakeland Communications Fiber | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 252 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LUCK WATERWORKS serves 1,150 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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