Polk County property record for 304 S 3rd St, Luck, WI 54853
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.311 acres (13,547 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $140,000 (Sep 2010) |
| Tax Bill | $3,957 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage Nov 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 146-00020-0000 |
| Primary APN | 146-00020-0000 |
|---|
| Lot Area | 13,547 sqft (0.311 acres) |
|---|
| Street Address | 304 S 3RD ST |
|---|---|
| City | LUCK |
| State | WI |
| Zip | 54853-9069 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 BLK 3 CENTRAL PARK ADD |
| Legal Range | 17W |
| Legal Township | 36N |
| Legal Section | 28 |
| Legal Block | 3 |
| Legal Lot Number | 5 |
| Jurisdiction | POLK WI |
| Township / Civil Division | LUCK |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 960200 |
Source: Polk County records · APN 146-00020-0000
Assessment roll updated February 19, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 268, LUCK, WI 54853-0268 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 15, 2024 | Deed of Trust, Mortgage · Conventional Mortgage ROYAL CU |
| Nov 21, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING INC |
| Sep 15, 2020 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 27, 2010 · Amount on Record |
| Deed Sale | Sep 27, 2010 · Amount on Record |
| Prior Sale | Jul 30, 2007 · Amount on Record |
| Deed Document Number | 2010774759 |
| Prior Transfer Date | Sep 23, 2005 |
| Prior Transfer Doc | 01006/0526 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK WI |
| Property Address | 304 S 3RD ST, LUCK, WI 54853-9069 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000924514 |
|---|---|
| Date | Mar 15, 2024 |
| Instrument | 924514 |
| Name | ROYAL CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK WI |
| Property Address | 304 S 3RD ST, LUCK, WI 54853-9069 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 877571 |
|---|---|
| Date | Nov 21, 2019 |
| Instrument | 877571 |
| Name | SYNERGY ONE LENDING INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK WI |
| Recording Date | Sep 15, 2020 |
| Property Address | 304 S 3RD ST, LUCK, WI 54853-9069 |
| Document Number | 0000886809 |
| Instrument Date | Sep 09, 2020 |
| Instrument | 886809 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2022 |
| Title Company | TITLE ONE PREMIER GROUP INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000886810 |
|---|---|
| Date | Sep 15, 2020 |
| Instrument | 886810 |
| Name | US BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Polk County records · Assessment roll updated February 19, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Polk County |
| Municipality | Luck Village |
| Unified School District | Luck School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,957.00 (+19.26%) Homeowner's exemption | $255,300 (+81.06%) Land $18,000 Building $237,300 | $261,900 (+8.58%) Land $18,465 Building $243,435 |
| 2023 | $3,318.00 Homeowner's exemption | $141,000 Land $13,000 Building $128,000 | $241,200 |
Source: FEMA National Flood Hazard Layer as of September 16, 2011 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1986) |
| Most Recent Claim | Jul 1986 · river or lake flooding |
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lakeland Communications Fiber | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 252 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LUCK WATERWORKS serves 1,150 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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