122 Roper Rd, Cape Fair, MO 65624 Property Records

Stone County property record for 122 Roper Rd, Cape Fair, MO 65624

Property Summary

Property Type	Single Family Home
Details	2 bd · 2,215 sqft · built 1976
Owner	2 Individual Names on Record
Tax Bill	$678 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-8.0-27-002-002-005.000`

Property Details

APN / Parcel Number

Primary APN	`09-8.0-27-002-002-005.000`

Interior

Bedrooms	2 Beds
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,215 sqft Adjusted Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Exterior Material	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	122 ROPER RD
City	CAPE FAIR
State	MO
Zip	65624-4255
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT:5 BLK:2 SUBD:FAIRMONT ESTATES SEC/TWN/RNG/MER:SEC 27 TWN 24 RNG 24
Legal Subdivision	FAIRMONT ESTATES
Legal Block	2
Legal Lot Number	5
Jurisdiction	STONE MO
Township / Civil Division	FLAT CREEK A
Census Block Group	3
Census Block	3099
Census Tract	90202

Owner

Source: Stone County records, as of November 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	122 ROPER RD, CAPE FAIR, MO 65624-4255
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2020	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Oct 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage GERSHMAN INVESTMENT CORP
Jan 27, 2023	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2022
Deed Sale	Aug 30, 2022
Deed Document Number	0002023733
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONE MO
Property Address	122 ROPER RD, CAPE FAIR, MO 65624-4255
Transaction Type	Mortgage
Record Updated	Aug 16, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 ROPER RD, CAPE FAIR, MO 65624-4255

Mortgage

Document Number	202000009585
Date	Aug 14, 2020
Instrument	202000009585

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	256 Months
Due	Dec 1, 2041

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONE MO
Property Address	122 ROPER RD, CAPE FAIR, MO 65624-4255
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 ROPER RD, CAPE FAIR, MO 65624-4255

Mortgage

Document Number	202100016014
Date	Oct 6, 2021
Instrument	202100016014

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2036

January 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	STONE MO
Recording Date	Jan 27, 2023
Property Address	122 ROPER RD, CAPE FAIR, MO 65624-4255
Document Number	202300000733
Instrument Date	Aug 30, 2022
Instrument	202300000733
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	122 ROPER RD, CAPE FAIR, MO 65624-4255

Tax Assessment & Valuation

Source: Stone County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Stone County
Unified School District	Galena R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$678.00	$13,870 (-)	$73,000 (-) Land $3,900 Building $69,100
2023	$678.00 (-7.12%)	$13,870 (-)	$73,000 (-) Land $3,900 Building $69,100
2022	$730.00	$13,870
2021			$73,000 Land $3,900 Building $69,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Total HighSpeed Internet Solutions Fixed Wireless	30 / 10
T-Mobile Fixed Wireless	25 / 3

May also be available: Brightspeed, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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