122 River Rd, Saranac, NY 12981 Property Records

Clinton County and Saranac Town property record for 122 River Rd, Saranac, NY 12981

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,890 sqft · built 1997
Lot Size	0.373 acres (16,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$49,900 (Apr 2017)
Tax Bill	$3,209 (2026)
Deeds & Mortgages	Apr 2017 Sale Jan 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`094489 261.-1-36`

Property Details

APN / Parcel Number

Primary APN	`094489 261.-1-36`
Alternative APN	`448926100000010360000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,890 sqft Living Area
1st Floor Area	1,890 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	16,250 sqft (0.373 acres)
Lot Dimensions	125 ft deep x 130 ft wide
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	168 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	122 RIVER RD
City	SARANAC
State	NY
Zip	12981-2804
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	36.000
Jurisdiction	CLINTON NY
Township / Civil Division	SARANAC
Census Block Group	2
Census Block	2031
Census Tract	103800

Owner

Source: Clinton County and Saranac Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	25 JULIEANNE CIR, WEST CHAZY, NY 12992-2315
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2017	Grant Deed, Transfer
Jan 27, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2017 · Amount on Record
Deed Sale	Apr 13, 2017 · Amount on Record
Prior Sale	Jan 17, 2014 · Amount on Record
Deed Document Number	2017-00286115
Prior Transfer Date	Dec 12, 2013
Prior Transfer Doc	0000020142/000006255
Record Updated	Oct 29, 2026

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CLINTON NY
Recording Date	Apr 13, 2017
Property Address	122 RIVER RD, SARANAC, NY 12981-2804
Document Number	0000286115
Instrument Date	Feb 24, 2017
Instrument	286115
Transaction Type	Transfer
Record Updated	Jan 30, 2018

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 JULIEANNE CIR WEST CHAZY NY 129922315, WEST CHAZY, NY 12992-2315

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CLINTON NY
Recording Date	Jan 27, 2017
Property Address	122 RIVER RD, SARANAC, NY 12981-2804
Document Number	0000284621
Instrument Date	Jan 6, 2017
Instrument	284621
Transaction Type	Transfer
Record Updated	Feb 15, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	620 MARKET ST KNOXVILLE TN 379022231, KNOXVILLE, TN 37902-2231

Tax Assessment & Valuation

Source: Clinton County and Saranac Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Clinton County
County Subdivision	Saranac Town
Unified School District	Saranac Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,209.00 (+199.91%)
2025	$1,070.00	$133,000 (-) Land $15,200 Building $117,800	$144,000 (+8.27%) Land $16,457 Building $127,543
2023		$133,000 (+46.15%) Land $15,200 Building $117,800	$133,000 (+46.15%) Land $15,200 Building $117,800
2022		$91,000 Land $10,300 Building $80,700	$91,000 Land $10,300 Building $80,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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