Clinton County and Saranac Town property record for 116 River Rd, Saranac, NY 12981
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 984 sqft · built 1860 |
| Lot Size | 0.883 acres (38,500 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $680 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 094489 261.-1-35 |
| Primary APN | 094489 261.-1-35 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 984 sqft Living Area |
| 1st Floor Area | 984 sqft |
| Year Built | Built 1860 |
|---|---|
| Effective Year Built | Effective 1860 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Foundation Type | Raised |
| Lot Area | 38,500 sqft (0.883 acres) |
| Lot Dimensions | 350 ft deep x 110 ft wide |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 116 RIVER RD |
|---|---|
| City | SARANAC |
| State | NY |
| Zip | 12981-2804 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 35.000 |
| Jurisdiction | CLINTON NY |
| Township / Civil Division | SARANAC |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 103800 |
116 River Rd is owned by a company that acquired it in April 2001 and is owner-occupied.
Source: Clinton County and Saranac Town records, as of September 23, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 116 RIVER RD, SARANAC, NY 12981-2804 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 18, 2001 |
| Transfer Doc | 2001030481 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 116 River Rd was $680 with exemptions applied, up 317.2% from the year before.
Source: Clinton County and Saranac Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Clinton County |
| County Subdivision | Saranac Town |
| Unified School District | Saranac Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $680.00 (+317.18%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $163.00 | $32,000 Land $19,600 Building $12,400 | $34,700 Land $21,254 Building $13,446 |
| 2023 | $32,000 Land $19,600 Building $12,400 | $32,000 Land $19,600 Building $12,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 116 River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 116 River Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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