122 Ridge Rd, Ward, CO 80481 Property Records

Boulder County property record for 122 Ridge Rd, Ward, CO 80481

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,368 sqft · built 1984
Lot Size	1.04 acres (45,348 sqft)
Owner	Individual Name on Record
Last Sale	$380,000 (Dec 2018)
Tax Bill	$3,743 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1321-27-0-04-001`

Property Details

APN / Parcel Number

Primary APN	`1321-27-0-04-001`
Alternative APNs	`R0030433` `0030433`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,368 sqft Living Area
1st Floor Area	832 sqft
Upper Floors Area	536 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1995
Architectural Style	A-Frame
Exterior Material	Wood Shingle
Construction Type	Frame
Roof Material	Asphalt
Lot Area	45,348 sqft
Garage Area	720 sqft

Exterior Amenities

Deck Area	520 sqft
Shed	1 Shed
Greenhouse	Greenhouse
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0030433
Street Address	122 RIDGE RD
City	WARD
State	CO
Zip	80481-9519
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	F
Legal Description	LOT 163 BAR K RANCH 3
Legal Range	72
Legal Township	2N
Legal Section	22
Legal Subdivision	BAR K RANCH 3 - MT
Legal Block	1
Legal Lot Number	163
Jurisdiction	BOULDER CO
Township / Civil Division	BALD MOUNTAIN
Census Block Group	1
Census Block	1007
Census Tract	13703

Owner

Source: Boulder County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	122 RIDGE RD, WARD, CO 80481-9519
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage BETTER MTG CORP ISAOA
Dec 5, 2018	Warranty Deed, Transfer · Conventional with PMI ELEVATIONS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2018 · Amount on Record
Deed Sale	Dec 5, 2018 · Amount on Record
Prior Sale	May 10, 2005 · Amount on Record
Deed Document Number	20183688769
Prior Transfer Date	Apr 30, 1999
Prior Transfer Doc	0001938261
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	122 RIDGE RD, WARD, CO 80481-9519
Document Number	0003851414
Instrument Date	Dec 12, 2020
Transaction Type	Mortgage
Record Updated	Feb 15, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 RIDGE RD WARD CO 804819519, WARD, CO 80481-9519

Mortgage

Document Number	0003851414
Date	Jan 19, 2021
Instrument	3851414

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 18, 2051

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOULDER CO
Recording Date	Dec 5, 2018
Property Address	122 RIDGE RD, WARD, CO 80481-9519
Document Number	0003688769
Instrument Date	Nov 30, 2018
Instrument	3688769
Transaction Type	Transfer
Record Updated	Dec 13, 2018
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$38.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	122 RIDGE RD WARD CO 804819519, WARD, CO 80481-9519

Mortgage

Document Number	3688770
Date	Dec 5, 2018
Instrument	3688770

Lender

Name	ELEVATIONS CU
Address	BROOMFIELD, CO 80021

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 4, 2048

Tax Assessment & Valuation

Source: Boulder County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Boulder County
Unified School District	Boulder Valley School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$38,281 (-2.08%) Building $38,281	$625,500 (-) Land $62,200 Building $563,300
2025	$3,743.00 (+13.6%)	$39,094 (-6.1%) Land $3,888 Building $35,206	$625,500 (+0.66%) Land $62,200 Building $563,300
2023	$3,295.00 (+20.34%)	$41,633 (+41.92%) Land $4,502 Building $37,131	$621,400 (+47.22%) Land $67,200 Building $554,200
2022	$2,738.00	$29,335 Land $3,162 Building $26,173	$422,100 Land $45,500 Building $376,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (2013)
Most Recent Claim	Sep 2013 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Sep 2013 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 98.4% of Colorado
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Nedernet Fixed Wireless	100 / 100

Cell Coverage

No cell data coverage reported

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