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120 Prospect St, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 120 Prospect St, Gloucester, MA 01930

Property Summary

Property TypeTriplex
Details6 bd · 4 ba · 2,327 sqft · built 1900
Lot Size0.072 acres (3,130 sqft)
OwnerIndividual Name on Record
Tax Bill$7,092 (2026)
Deeds & MortgagesAug 2018 Line of Credit
Nov 2017 Transfer
Flood ZoneZone X (minimal risk)
APNGLOU M:0029 B:0024 L:0000

Property Details

APN / Parcel Number

Primary APNGLOU M:0029 B:0024 L:0000

Interior

Bedrooms6 Beds
Full Baths4 Baths
Units3 Units
Stories2 Stories
Building Area2,327 sqft Living Area
Gross Area4,884 sqft
1st Floor Area1,487 sqft
AtticAttic
Attic Area840 sqft
Basement Area1,020 sqft
Unfinished Basement1,020 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area3,130 sqft (0.072 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address120 PROSPECT ST
CityGLOUCESTER
StateMA
Zip01930-3185
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Local Zoning CodeR-5
Legal Block24
JurisdictionGLOUCESTER MA
Township / Civil DivisionGLOUCESTER
Census Block Group2
Census Block2013
Census Tract221400

Owner

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address120 PROSPECT ST, GLOUCESTER, MA 01930-3185
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 29, 2018Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK
Nov 15, 2017Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 15, 2017
Deed SaleNov 15, 2017
Prior SaleApr 30, 1997 · Amount on Record
Deed Document Number20175360
Deed Book / Page36334 / 58
Record UpdatedOct 29, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOUCESTER MA
Property Address120 PROSPECT ST, GLOUCESTER, MA 01930-3185
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number36971-274
DateAug 29, 2018
Book Page36971/274
Instrument180829001280
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

November 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGLOUCESTER MA
Recording DateNov 15, 2017
Property Address120 PROSPECT ST, GLOUCESTER, MA 01930-3185
Document Number36334-58
Book / Page036334 / 000058
Instrument DateNov 13, 2017
Instrument1711155360
Transaction TypeTransfer
Record UpdatedJan 14, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipIrrevocable Trust
Address120 PROSPECT ST GLOUCESTER MA 019303713, GLOUCESTER, MA 01930-3713

Tax Assessment & Valuation

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
MunicipalityGloucester City
Unified School DistrictGloucester School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$7,092.00 (+3.13%)$761,800 (+7.67%) Land $134,200 Building $627,600
2025$6,877.00 (+7.45%)$707,500 (+7.56%) Land $124,300 Building $583,200
2024$6,400.00$657,800 Land $118,300 Building $539,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2013 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGLOUCESTER PUBLIC UTILITY DIVISION
serves 37,440 people · EPA ID MA3107000
Water SourceSurface water
Last State InspectionOct 2023
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 720 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

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