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122 Prospect Ave, Winter Haven, FL 33880 Property Records

Polk County property record for 122 Prospect Ave, Winter Haven, FL 33880

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,136 sqft · built 1949
Lot Size0.175 acres (7,640 sqft)
OwnerIndividual Name on Record
Last Sale$188,000 (Nov 2021)
Tax Bill$1,291 (2025)
Deeds & MortgagesNov 2021 Sale & Mortgage
Aug 2017 Sale
Flood ZoneZone X (minimal risk)
APN26-29-06-674000-000550

Property Details

APN / Parcel Number

Primary APN26-29-06-674000-000550
Alternative APNs
  • 062926674000000550
  • 62926000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,136 sqft Living Area
Gross Area1,080 sqft
1st Floor Area780 sqft
Utility RoomUtility Room
FlooringConcrete/Cement
Interior WallsPlaster

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1985
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable
Roof MaterialOther
Lot Area7,640 sqft (0.175 acres)
Lot Dimensions130 ft deep x 58 ft wide
View / LotCommercial/Industrial
Garage TypeCarport
Garage Area190 sqft
CarportCarport
Carport Area190 sqft

Exterior Amenities

PorchFlorida Room
Porch Area433 sqft
Shed1 Shed
Utility Building96 sqft

Location & Zoning

Street Address122 PROSPECT AVE
CityWINTER HAVEN
StateFL
Zip33880-5339
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLAKE SHIPP HEIGHTS UNIT 2 PB 33 PG 28 LOT 55
Legal Range26E
Legal Township29S
Legal Section06
Legal SubdivisionLAKE SHIPP HEIGHTS UNIT 02
Legal Tract674000
Legal Block1
Legal Lot Number55
Legal Unit2
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group1
Census Block1078
Census Tract14701

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address122 PROSPECT AVE, WINTER HAVEN, FL 33880-5339
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 5, 2021Warranty Deed, Transfer · VA Mortgage
THE MORTGAGE FIRM INC
Aug 14, 2017Warranty Deed, Transfer
REAL ESTATE TITLE, REAL ESTATE TITLE SERVICES LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 5, 2021 · Amount on Record
Deed SaleNov 5, 2021 · Amount on Record
Prior SaleAug 14, 2017 · Amount on Record
Deed Document Number2021289630
Deed Book / Page11970 / 265
Transfer Doc4825001044
Record UpdatedOct 29, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateNov 5, 2021
Property Address122 PROSPECT AVE, WINTER HAVEN, FL 33880-5339
Document Number0000289630
Book / Page11970 / 265
Map ReferenceMB 33 PG 28
Instrument DateOct 28, 2021
Instrument2021289630
Transaction TypeTransfer
Record UpdatedNov 22, 2021
Title CompanyADVANTAGE TITLE SERVICES INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,316.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 186, LAKE WALES, FL 33859-0186

Transferred To (Grantee/Buyer)

NameVerified Name
Address122 PROSPECT AVE, WINTER HAVEN, FL 33880-5339

Mortgage

Document Number0011970267
DateNov 5, 2021
Instrument11970/267
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2051

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateAug 14, 2017
Property Address122 PROSPECT AVE, WINTER HAVEN, FL 33880-5339
Document Number0102320717
Book / Page010232 / 000717
Instrument DateAug 11, 2017
Instrument155101
Transaction TypeTransfer
Record UpdatedAug 29, 2017
Title CompanyREAL ESTATE TITLE, REAL ESTATE TITLE SERVICES LLC

Transaction

AmountAmount Recorded
Tax$89.00
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCorporate Trust
AddressPO BOX BOX 186 LAKE WALES FL 33859, LAKE WALES, FL 33859

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$141,621 (+2.7%)$171,208 (-2.77%) Land $13,500 Building $157,708
2025$1,291.00 (-25.33%) Homeowner's exemption$137,898 (+5.99%)$176,093 (+6.96%) Land $13,500 Building $162,593
2023$1,729.00 (+4.35%) Homeowner's exemption$130,109 (+3%)$164,642 (+30.34%) Land $13,000 Building $151,642
2022$1,657.00 Homeowner's exemption$126,319 Land $11,000 Building $115,319$126,319 Land $11,000 Building $115,319

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies21 in force
Nearby Flood Claims13 (1994–2022)
Claims Outside the SFHA7 of 13
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Frances, Sep 2004 · 2 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Xfinity.

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