Polk County property record for 118 Prospect Ave, Winter Haven, FL 33880
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,420 sqft · built 1949 |
| Lot Size | 0.176 acres (7,645 sqft) |
| Owner | 2 Trust Names on Record |
| Last Sale | $100 (May 2016) |
| Tax Bill | $356 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-06-674000-000530 |
| Primary APN | 26-29-06-674000-000530 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,420 sqft Living Area |
| 1st Floor Area | 1,132 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Plaster |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 7,645 sqft (0.176 acres) |
| Lot Dimensions | 130 ft deep x 58 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Detached |
| Garage Area | 520 sqft |
| Porch | Florida Room |
| Porch Area | 312 sqft |
| Utility Building | 32 sqft |
| Cooling System | None |
|---|
| Street Address | 118 PROSPECT AVE |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-5339 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | XX |
| Legal Description | LAKE SHIPP HEIGHTS UNIT 2 PB 33 PG 28 LOT 53 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 06 |
| Legal Subdivision | LAKE SHIPP HEIGHTS UNIT 02 |
| Legal Tract | 674000 |
| Legal Block | 1 |
| Legal Lot Number | 53 |
| Legal Unit | 2 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 1 |
| Census Block | 1078 |
| Census Tract | 14701 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 118 PROSPECT AVE, WINTER HAVEN, FL 33880-5339 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Revocable Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 2016 · Amount on Record |
| Deed Sale | May 1, 2016 · Amount on Record |
| Prior Sale | May 31, 1995 · Amount on Record |
| Deed Book / Page | 9829 / 1218 |
| Last Transfer Date | May 11, 2016 |
| Transfer Doc | 0000092134 |
| Record Updated | Oct 29, 2026 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $56,288 (+2.7%) | $197,354 (+0.71%) Land $13,500 Building $183,854 | |
| 2025 | $356.00 (-58.56%) Homeowner's exemption | $54,808 (+5.99%) | $195,969 (+5.82%) Land $13,500 Building $182,469 |
| 2023 | $859.00 (+5.14%) Homeowner's exemption | $51,712 (+3%) | $185,190 (+22.61%) Land $13,000 Building $172,190 |
| 2022 | $817.00 Homeowner's exemption | $50,206 | $151,045 Land $11,000 Building $140,045 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 13 (1994–2022) |
| Claims Outside the SFHA | 7 of 13 |
| Most Recent Claim | Oct 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
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