Woodford County property record for 122 Pandy St, Versailles, KY 40383
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,040 sqft |
| Lot Size | 0.18 acres (7,800 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,024 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Nov 2025 Sale & Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-1012-004-00 |
| Primary APN | 30-1012-004-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| Family Room | Family Room |
| Exterior Material | Brick Veneer |
|---|---|
| Lot Area | 7,800 sqft (0.18 acres) |
| Lot Dimensions | 120 ft deep x 65 ft wide |
| Driveway | Asphalt Driveway |
| Account Number | 8509 |
|---|---|
| Street Address | 122 PANDY ST |
| City | VERSAILLES |
| State | KY |
| Zip | 40383-1055 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1 STORY |
| Legal Subdivision | MEREWOOD |
| Legal Block | 3-D |
| Legal Lot Number | 72 |
| Jurisdiction | WOODFORD KY |
| Township / Civil Division | VERSAILLES |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 50104 |
122 Pandy St is owned and occupied by an individual who acquired it in May 2026.
Source: Woodford County records, as of June 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 129 BAYBERRY RD, VERSAILLES, KY 40383-9138 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 21, 2026 | Quit Claim Deed · Conventional Mortgage AMWEST FUNDING CORPORATION |
| Nov 4, 2025 | Deed, Transfer · Line of Credit HANDEL & KEY PROPERTIES LLC |
| Jul 3, 2019 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 21, 2026 |
| Deed Sale | May 21, 2026 |
| Prior Sale | Nov 4, 2025 · Amount on File |
| Deed Document Number | 2026296489 |
| Deed Book / Page | 358 / 557 |
| Prior Transfer Date | May 13, 2026 |
| Prior Transfer Doc | 0000296489 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WOODFORD KY |
| Recording Date | May 21, 2026 |
| Property Address | 122 PANDY ST, VERSAILLES, KY 40383-1055 |
| Document Number | 0000296489 |
| Book / Page | 358 / 557 |
| Instrument Date | May 13, 2026 |
| Instrument | 2026296489 |
| Record Updated | Jul 12, 2026 |
| Title Company | LAND GROUP TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 129 BAYBERRY RD, VERSAILLES, KY 40383-9138 |
| Document Number | 0000296490, |
|---|---|
| Date | May 21, 2026 |
| Instrument | 2026296490 |
| Name | AMWEST FUNDING CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | WOODFORD KY |
| Recording Date | Nov 4, 2025 |
| Property Address | 122 PANDY ST, VERSAILLES, KY 40383-1055 |
| Document Number | 00D355/634 |
| Book / Page | D355 / 634 |
| Map Reference | MB 1 PG 82 |
| Instrument Date | Oct 23, 2025 |
| Instrument | 284768 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | UNKNOWN, LAND GROUP TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7625 E HIGHWAY 60, SALT LICK, KY 40371-8715 |
| Name | Verified Name |
|---|---|
| Address | 114 WYNDAMERE PATH APT 6, 6, GEORGETOWN, KY 40324-8499 |
| Mail Care Of | BLUEGRASSHOMEINVESTMENTS LLC |
| Document Number | 0000284769 |
|---|---|
| Date | Nov 4, 2025 |
| Instrument | 284769 |
| Name | HANDEL & KEY PROPERTIES LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 6 Months |
| Due | May 23, 2026 |
| Change Frequency | Monthly |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WOODFORD KY |
| Recording Date | Jul 3, 2019 |
| Property Address | 122 PANDY ST, VERSAILLES, KY 40383-1055 |
| Document Number | D313/688 |
| Book / Page | D313 / 688 |
| Map Reference | MB 1 PG 77 |
| Instrument Date | Jun 12, 2019 |
| Instrument | 81728 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 7625 E HIGHWAY 60, SALT LICK, KY 40371-8715 |
The 2025 property tax bill for 122 Pandy St was $1,024 with a homeowner's exemption.
Source: Woodford County assessment roll, as of December 12, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Woodford County |
| Municipality | Versailles City |
| Unified School District | Woodford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,024.00 Homeowner's exemption | $157,400 | $157,400 |
| 2023 | $776.00 Homeowner's exemption | $119,000 | $119,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 122 Pandy St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1978–1984) |
| Most Recent Claim | May 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 122 Pandy St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NE WOODFORD CO WATER DISTRICT serves 2,644 people · EPA ID KY1200310 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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