Woodford County property record for 121 Pandy St, Versailles, KY 40383
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,107 sqft |
| Lot Size | 0.16 acres (7,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $175,000 (Jun 2026) |
| Tax Bill | $1,516 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Mar 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-1010-016-00 |
| Primary APN | 30-1010-016-00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,107 sqft Living Area |
| Exterior Material | Brick Veneer |
|---|---|
| Lot Area | 7,000 sqft (0.16 acres) |
| Lot Dimensions | 100 ft deep x 70 ft wide |
| Driveway | Asphalt Driveway |
| Account Number | 35229 |
|---|---|
| Street Address | 121 PANDY ST |
| City | VERSAILLES |
| State | KY |
| Zip | 40383-1053 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1 STORY |
| Legal Subdivision | MEREWOOD |
| Legal Block | 3-D |
| Legal Lot Number | 89 |
| Jurisdiction | WOODFORD KY |
| Township / Civil Division | VERSAILLES |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 50104 |
121 Pandy St is owned and occupied by an individual who bought it in June 2026.
Source: Woodford County records, as of June 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 121 PANDY ST, VERSAILLES, KY 40383-1053 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 17, 2026 | Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING |
| Mar 2, 2023 | Deed, Transfer FOUNDATION TITLE AND ESCROW LLC, FOUNDATION TITLE AND ESCROW |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 17, 2026 · Amount on File |
| Deed Sale | Jun 17, 2026 · Amount on File |
| Prior Sale | Mar 2, 2023 · Amount on File |
| Deed Document Number | 2026298512 |
| Deed Book / Page | 359 / 208 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WOODFORD KY |
| Recording Date | Jun 17, 2026 |
| Property Address | 121 PANDY ST, VERSAILLES, KY 40383-1053 |
| Document Number | 0000298512 |
| Book / Page | 359 / 208 |
| Instrument Date | Jun 17, 2026 |
| Instrument | 2026298512 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $17,675.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 121 PANDY ST, VERSAILLES, KY 40383-1053 |
| Document Number | 0000298514, |
|---|---|
| Date | Jun 17, 2026 |
| Instrument | 2026298514 |
| Name | NEW AMERICAN FUNDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | WOODFORD KY |
| Recording Date | Mar 2, 2023 |
| Property Address | 121 PANDY ST, VERSAILLES, KY 40383-1053 |
| Document Number | 00D338/595 |
| Book / Page | D338 / 595 |
| Map Reference | CAB A SL 82 |
| Instrument Date | Feb 22, 2023 |
| Instrument | 173636 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2023 |
| Title Company | FOUNDATION TITLE AND ESCROW LLC, FOUNDATION TITLE AND ESCROW |
| Amount | Amount on Record |
|---|---|
| Tax | $164.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 764 STONELEIGH DR, FRANKFORT, KY 40601-8625 |
| Name | Verified Name |
|---|---|
| Address | 121 PANDY ST, VERSAILLES, KY 40383-1053 |
The 2025 property tax bill for 121 Pandy St was $1,516.
Source: Woodford County assessment roll, as of December 12, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Woodford County |
| Municipality | Versailles City |
| Unified School District | Woodford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,516.00 | $164,000 | $164,000 |
| 2023 | $1,674.00 | $164,000 | $164,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 121 Pandy St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1978–1984) |
| Most Recent Claim | May 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 121 Pandy St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NE WOODFORD CO WATER DISTRICT serves 2,644 people · EPA ID KY1200310 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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