1. Home
  2. North Carolina
  3. Beech Mountain
  4. Oz Cir

122 Oz Cir, Beech Mountain (Banner Elk), NC 28604 Property Records

Avery County property record for 122 Oz Cir, Beech Mountain, NC 28604

Property Summary

Property TypeSeasonal / Vacation Home
Details5 bd · 4 ba · 2,864 sqft · built 1994
Lot Size0.35 acres (15,246 sqft)
OwnerCompany Name on Record
Last Sale$986,000 (Mar 2021)
Tax Bill$9,450 (2025)
Deeds & MortgagesMar 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN75054

Property Details

APN / Parcel Number

Primary APN75054
Alternative APN
  • 18490088817800000

Interior

Bedrooms5 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,864 sqft Heated Area
FlooringWood
Interior WallsCustom/Decorative
Fireplaces7 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1999
Exterior MaterialStone
Foundation TypeFooting
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area15,246 sqft (0.35 acres)
Garage Area375 sqft
Parking Spaces1 Parking Space
Deck Area490 sqft
Patio Area490 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Account Number75054
Street Address122 OZ CIR
CityBEECH MOUNTAIN
StateNC
Zip28604-9281
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Legal DescriptionBM EMERALD MTN 7 0029 0001
Legal SubdivisionBM EMERALD MTN
JurisdictionAVERY NC
Township / Civil DivisionBANNER ELK
Census Block Group2
Census Block2076
Census Tract930100

Owner

Source: Avery County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Co-owner2 Co-owners on Record
Mailing Address2055 BEACH AVE, ATLANTIC BEACH, FL 32233-5934
Owner TypeCompany, Secondary Individual
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleMar 4, 2021 · Amount on Record
Deed SaleMar 4, 2021 · Amount on Record
Deed Document Number0000557546
Deed Book / Page557 / 546
Record UpdatedJun 8, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionAVERY NC
Recording DateMar 4, 2021
Property Address122 OZ CIR, BEECH MOUNTAIN, NC 28604-9281
Document Number0000001261
Book / Page557 / 546
Map ReferenceMB 29 PG 1
Instrument DateFeb 25, 2021
Instrument2021001261
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,972.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address350 OLOLU DR, 350, WINTER PARK, FL 32789-2866

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address2055 BEACH AVE, ATLANTIC BEACH, FL 32233-5934

Mortgage

Document Number0000001262
DateMar 4, 2021
Book Page557/549
Instrument2021001262
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2036

Tax Assessment & Valuation

Source: Avery County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyAvery County
MunicipalityBeech Mountain Town
Unified School DistrictAvery County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,450.00 (+162.5%)$900,000 (-) Land $115,000 Building $785,000$900,000 (-) Land $115,000 Building $785,000
2023$3,600.00 (-5.44%)$900,000 (-) Land $115,000 Building $785,000$900,000 (-) Land $115,000 Building $785,000
2022$3,807.00$900,000 Land $115,000 Building $785,000$900,000 Land $115,000 Building $785,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims11 (1994–2024)
Claims Outside the SFHA3 of 11
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 5 claims
  • Severe Storms, Flooding, High Winds, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BEECH MOUNTAIN
serves 2,468 people · EPA ID NC0195104
Water SourceSurface water
Last State InspectionSep 2025
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber		2,000 / 2,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Oz Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures