120 Oz Cir, Beech Mountain (Banner Elk), NC 28604 Property Records

Avery County property record for 120 Oz Cir, Beech Mountain, NC 28604 · Last verified December 2025

Property Highlights

Property Type	Residential > Specialized > Seasonal, Cabin, Vacation
Bedrooms	4 Beds
Bathrooms	5 Baths
Year Built	Built 2002
Square Footage	2,792 sqft Heated Area
Lot Size	13,068 sqft (0.3 acres)
Garage	504 sqft
Last Sale	$687,500 (2020)
Tax Bill	$7,905.00 (2025)

Owner

Source: Avery County records · APN 74309

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	8000 ROCKY VIEW CT, BELMONT, NC 28012-6740
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 10, 2020 · Amount on Record
Deed Sale	Nov 10, 2020 · Amount on Record
Prior Sale	Jan 05, 2006
Deed Doc Number	0000552468
Deed Book / Page	552 / 468
Record Refreshed	Jun 08, 2026

November 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	Nov 10, 2020
Property Address	120 OZ CIR, BEECH MOUNTAIN, NC 28604-9281
Document Number	0005520468
Book / Page	000552 / 000468
Instrument Date	Nov 06, 2020
Instrument	6484
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 26, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,375.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	8000 ROCKY VIEW CT BELMONT NC 280126740, BELMONT, NC 28012-6740

Mortgage

Document Number	5520472
Date	Nov 10, 2020
Book Page	000552/000472
Instrument	6485

Lender

Name	ALLY BK
Type	Bank
Address	CHARLOTTE, 28202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 09, 2050

Tax Assessment & Valuation

Source: Avery County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Avery County
Municipality	Beech Mountain Town
Unified School District	Avery County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,905.00 (+162.54%)	$752,900 (-) Land $115,000 Building $637,900	$752,900 (-) Land $115,000 Building $637,900
2023	$3,011.00 (-4.84%)	$752,900 (-) Land $115,000 Building $637,900	$752,900 (-) Land $115,000 Building $637,900
2022	$3,164.00	$752,900 Land $115,000 Building $637,900	$752,900 Land $115,000 Building $637,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Avery County (37011C), updated January 9, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 37% of the US · above 53% of North Carolina
Wildfire Likelihood	About 1 in 2,083 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`74309`
Alternative APN	`18490088727100000`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Partial Baths	1 Partial Baths
Building Area	2,792 sqft Heated Area
Basement Area	616 sqft Basement
Finished Basement	616 sqft Finished
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Custom/Decorative Interior Structure
Fireplace	Fireplace
Fireplaces	7 Fireplaces

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2002
Exterior Material	Wood Siding Exterior
Foundation Type	Footing Foundation
Roof Construction	Gambrel Roof Construction
Roof Material	Metal Roof
Lot Area	13,068 sqft (0.3 acres)
Parking Spaces	2 Parking Spaces
Garage Area	504 sqft Garage

Exterior Amenities

Deck Area	144 sqft Deck
Patio Area	144 sqft Patio
Porch	Open Porch
Porch Area	48 sqft Porch

Utilities and HVAC

Cooling System	None Cooling
Heating System	Forced Air Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	74309
Street Address	120 OZ CIR
City	BEECH MOUNTAIN
State	NC
Zip	28604-9281
Property Usage	Residential Property Usage
Type	Residential > Specialized > Seasonal, Cabin, Vacation
Legal Description	BM EMERALD MTN 6 PLAT 29-1
Legal Subdivision	BM EMERALD MTN
Jurisdiction	AVERY NC
Minor Civil Division	BANNER ELK
Census Blockgroup	2
Census Block	2076
Census Tract	930100