122 Oak St, Natick, MA 01760 Property Records

Middlesex County and Natick Town property record for 122 Oak St, Natick, MA 01760

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,252 sqft · built 1962
Lot Size	0.23 acres (10,001 sqft)
Owner	Trust Name on File
Last Sale	$355,000 (Jun 2011)
Tax Bill	$7,143 (2025)
Deeds & Mortgages	Aug 2021 Refinance Feb 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15-0000075B`

Property Details

APN / Parcel Number

Primary APN	`15-0000075B`
Alternative APN	`NATI M:00000015 P:0000075B`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,252 sqft Living Area
1st Floor Area	1,092 sqft
Basement Area	1,092 sqft
Unfinished Basement	1,092 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 2009
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	10,001 sqft (0.23 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	15-0000075B
Street Address	122 OAK ST
City	NATICK
State	MA
Zip	01760-1960
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSA
Legal Subdivision	PLAN 17668-A4
Jurisdiction	NATICK MA
Township / Civil Division	NATICK
Census Block Group	3
Census Block	3007
Census Tract	382100

Owner

122 Oak St is owner-occupied and held in a trust since August 2021.

Source: Middlesex County and Natick Town records, as of April 14, 2026

Owner of Record	Trust Name on File
Mailing Address	122 OAK ST, NATICK, MA 01760-1960
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HOME POINT FINANCIAL CORPORATION
Feb 2, 2023	Quit Claim Deed, Transfer Quitclaim
Aug 9, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance HOME POINT FINANCIAL CORPORATION
Mar 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage OCWEN FIN'L SVCS
Mar 24, 2017	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2011 · Amount on File
Deed Sale	Jun 28, 2011 · Amount on File
Prior Sale	Aug 11, 2005 · Amount on File
Last Transfer Date	Aug 4, 2021
Transfer Doc	0001889896
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NATICK MA
Property Address	122 OAK ST, NATICK, MA 01760-1960
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001889897
Date	Aug 9, 2021
Instrument	1889897

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

February 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NATICK MA
Recording Date	Feb 2, 2023
Property Address	122 OAK ST, NATICK, MA 01760-1960
Document Number	0001931690
Instrument Date	Jan 30, 2023
Instrument	1931690
Transaction Type	Transfer
Record Updated	Feb 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 OAK ST, NATICK, MA 01760-1960

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NATICK MA
Recording Date	Aug 9, 2021
Property Address	122 OAK ST, NATICK, MA 01760-1960
Document Number	1889896
Instrument Date	Aug 4, 2021
Instrument	1889896
Transaction Type	Transfer
Record Updated	Aug 27, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	122 OAK ST, NATICK, MA 01760-1960

Mortgage

Document Number	1889897
Date	Aug 9, 2021
Instrument	1889897

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NATICK MA
Property Address	122 OAK ST, NATICK, MA 01760-1960
Document Number	0001756602
Instrument Date	Mar 23, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001756602
Date	Mar 24, 2017
Instrument	1756602

Lender

Name	OCWEN FIN'L SVCS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 23, 2047

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NATICK MA
Recording Date	Mar 24, 2017
Property Address	122 OAK ST, NATICK, MA 01760-1960
Document Number	0001756601
Instrument Date	Mar 23, 2017
Instrument	1756601
Transaction Type	Transfer
Record Updated	Apr 11, 2017
Title Company	NOT AVAILABLE

Transaction

Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	390 RIVERWAY #17 BOSTON MA 021156444, 17, BOSTON, MA 02115-6444

Tax Assessment & Valuation

The 2025 property tax bill for 122 Oak St was $7,143, up 3.2% from the year before.

Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Natick Town
Unified School District	Natick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,143.00 (+3.21%)	$597,200 (+5.79%) Land $382,500 Building $214,700	$744,135
2024	$6,921.00 (+0.04%)	$564,500 (+3.14%) Land $360,000 Building $204,500
2023	$6,918.00	$547,300 Land $346,500 Building $200,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 122 Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 122 Oak St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NATICK WATER AND SEWER DIVISION serves 37,006 people · EPA ID MA3198000
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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