Middlesex County and Natick Town property record for 118 Oak St, Natick, MA 01760
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,214 sqft · built 1942 |
| Lot Size | 0.23 acres (10,001 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $71,000 (May 1983) |
| Tax Bill | $8,740 (2025) |
| Deeds & Mortgages | Feb 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-00000074 |
| Primary APN | 15-00000074 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,214 sqft Living Area |
| 1st Floor Area | 736 sqft |
| Basement Area | 736 sqft |
| Unfinished Basement | 736 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Tar & Gravel |
| Lot Area | 10,001 sqft (0.23 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 15-00000074 |
|---|---|
| Street Address | 118 OAK ST |
| City | NATICK |
| State | MA |
| Zip | 01760-1960 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSA |
| Jurisdiction | NATICK MA |
| Township / Civil Division | NATICK |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 382100 |
118 Oak St is held in a trust since August 2024.
Source: Middlesex County and Natick Town records, as of April 14, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 118 OAK ST, NATICK, MA 01760-1960 |
| Owner Type | Company |
| Vesting | Trust, Irrevocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 1983 · Amount on File |
| Deed Sale | May 1, 1983 · Amount on File |
| Last Transfer Date | Aug 13, 2024 |
| Transfer Doc | 083145-538 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NATICK MA |
| Property Address | 118 OAK ST, NATICK, MA 01760-1960 |
| Document Number | 72262-247 |
| Instrument Date | Feb 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2019 |
| Name | Verified Name |
|---|---|
| Address | 118 OAK ST NATICK MA 017601960, NATICK, MA 01760-1960 |
| Document Number | 72262-247 |
|---|---|
| Date | Feb 25, 2019 |
| Book Page | 072262/000247 |
| Instrument | 22999 |
| Name | WORKERS CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Feb 24, 2039 |
The 2025 property tax bill for 118 Oak St was $8,740, up 4.1% from the year before.
Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Natick Town |
| Unified School District | Natick School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,740.00 (+4.12%) | $730,800 (+6.73%) Land $382,500 Building $348,300 | $1,105,135 |
| 2024 | $8,394.00 (+0.76%) | $684,700 (+3.88%) Land $360,000 Building $324,700 | |
| 2023 | $8,331.00 | $659,100 Land $346,500 Building $312,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 118 Oak St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 118 Oak St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NATICK WATER AND SEWER DIVISION serves 37,006 people · EPA ID MA3198000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber | 980 / 880 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures