122 N Walnut St, Commerce, OK 74339 Property Records

Ottawa County property record for 122 N Walnut St, Commerce, OK 74339

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 621 sqft · built 1955
Lot Size	0.33 acres (14,399 sqft)
Owner	2 Individual Names on Record
Tax Bill	$499 (2025)
Deeds & Mortgages	Mar 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`20335`

Property Details

APN / Parcel Number

Primary APN	`20335`
Alternative APN	`5630-00-072-001-0-000-00`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	621 sqft Living Area
1st Floor Area	621 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2010
Architectural Style	Traditional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,399 sqft (0.33 acres)

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Shed	1 Shed
Shed Area	312 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	20335
Street Address	122 N WALNUT ST
City	COMMERCE
State	OK
Zip	74339-1823
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 1, 2, 3 & 4, BLK 72 FIRST ADDN TO NORTH MIAMI NOW COMMERCE
Legal Subdivision	FIRST ADDN TO NORTH MIAMI NOW COMMERCE
Legal Block	72
Legal Lot Number	1-4
Jurisdiction	OTTAWA OK
Township / Civil Division	MIAMI
Census Block Group	3
Census Block	3061
Census Tract	574200

Owner

Source: Ottawa County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1402 PARK HEIGHTS ST, MIAMI, OK 74354-3227
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

March 2021: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	OTTAWA OK
Recording Date	Mar 26, 2021
Property Address	122 N WALNUT ST, COMMERCE, OK 74339-1823
Document Number	001131/122
Book / Page	1131 / 122
Instrument Date	Mar 25, 2021
Instrument	2021-001512
Transaction Type	Transfer
Record Updated	Mar 8, 2023
Title Company	OTTAWA COUNTY ABSTRACT AND TITLE COMPANY, OTTAWA CNTY ABSTRACT & TTL C

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$64.50
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1402 PARK HEIGHTS ST, MIAMI, OK 74354-3227

Mortgage

Document Number	2021001513
Date	Mar 26, 2021
Instrument	2021-001513

Lender

Name	BAXTER STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Ottawa County
Municipality	Commerce City
Unified School District	Commerce Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$5,218 (+1.38%) Land $666 Building $4,552	$45,780 (-2.07%) Land $5,845 Building $39,935
2025	$499.00 (+0.81%)	$5,147 (+5%) Land $666 Building $4,481	$46,746 (+8.71%) Land $5,845 Building $40,901
2024	$495.00 (+12.5%)	$4,902 (-) Land $666 Building $4,236	$43,000 (-) Land $5,845 Building $37,155
2023	$440.00 (-1.57%)	$4,902 (-) Land $666 Building $4,236	$43,000 (-) Land $5,845 Building $37,155
2022	$447.00	$4,902 Land $666 Building $4,236	$43,000 Land $5,845 Building $37,155

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 2,645 people · EPA ID OK2005810
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	37 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
The Junction Internet Fixed Wireless	100 / 20
Wisper ISP Fixed Wireless	100 / 20

May also be available: T-Mobile.

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