117 N Walnut St, Commerce, OK 74339 Property Records

Ottawa County property record for 117 N Walnut St, Commerce, OK 74339

Property Summary

Property Type	Residential Vacant Land
Details	2 bd · 1 ba · 660 sqft · built 1938
Lot Size	0.11 acres (4,800 sqft)
Owner	Individual Name on Record
Tax Bill	$27 (2025)
Deeds & Mortgages	Jul 2015 Line of Credit Apr 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`20310`

Property Details

APN / Parcel Number

Primary APN	`20310`
Alternative APN	`5630-00-068-015-0-000-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	660 sqft Living Area
1st Floor Area	660 sqft

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1995
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,800 sqft (0.11 acres)
Garage Type	Detached
Garage Area	160 sqft
Porch	Slab

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	20310
Street Address	117 N WALNUT ST
City	COMMERCE
State	OK
Zip	74339
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	LT 15, BLK 68 FIRST ADDN TO NORTH MIAMI NOW COMMERCE 643/735
Legal Subdivision	FIRST ADDN TO NORTH MIAMI NOW COMMERCE
Legal Block	68
Legal Lot Number	15
Jurisdiction	OTTAWA OK
Township / Civil Division	MIAMI
Census Block Group	3
Census Block	3060
Census Tract	574200

Owner

Source: Ottawa County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	104 N MAPLE ST, COMMERCE, OK 74339-1628
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2015	Deed of Trust, Mortgage · Line of Credit WELCH STATE BANK
Apr 19, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 18, 2023
Transfer Doc	001181/783
Record Updated	Oct 29, 2026

July 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OK
Property Address	117 N WALNUT ST, COMMERCE, OK 74339
Transaction Type	Mortgage
Record Updated	Jan 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001014/056
Date	Jul 31, 2015
Book Page	1014/056
Instrument	2015-002898

Lender

Name	WELCH STATE BANK
Address	MIAMI, OK 74355

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 30, 2030

April 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTTAWA OK
Recording Date	Apr 19, 2023
Property Address	117 N WALNUT ST, COMMERCE, OK 74339
Document Number	001181/783
Book / Page	1181 / 783
Instrument Date	Apr 18, 2023
Instrument	I-2023-001710
Transaction Type	Transfer
Record Updated	Jan 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	194 N MAPLE ST, COMMERCE, OK 74339-1603

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Ottawa County
Municipality	Commerce City
Unified School District	Commerce Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$284 (+1.43%) Land $162 Building $122	$2,488 (+1.26%) Land $1,419 Building $1,069
2025	$27.00	$280 (-84.32%) Land $162 Building $118	$2,457 (-89.26%) Land $1,419 Building $1,038
2024	$27.00 (-82.35%)	$1,786 (+5%) Land $154 Building $1,632	$22,868 (-) Land $1,419 Building $21,449
2023	$153.00 (+3.38%)	$1,701 (+4.94%) Land $153 Building $1,548	$22,868 (-) Land $1,419 Building $21,449
2022	$148.00	$1,621 Land $153 Building $1,468	$22,868 Land $1,419 Building $21,449

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 2,645 people · EPA ID OK2005810
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	37 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
The Junction Internet Fixed Wireless	100 / 20
Wisper ISP Fixed Wireless	100 / 20

May also be available: T-Mobile.

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