Dorchester County property record for 122 Mill St, Cambridge, MD 21613
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,932 sqft · built 1915 |
| Lot Size | 0.366 acres (15,928 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,644 (2026) |
| Deeds & Mortgages | May 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-140681 |
| Primary APN | 07-140681 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,932 sqft Total Area |
| Attic | Attic |
| Attic Area | 726 sqft |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 15,928 sqft (0.366 acres) |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 641 sqft |
| Deck Area | 444 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Radiant |
| Sewer | Connected |
| Account Number | 140681 |
|---|---|
| Street Address | 122 MILL ST |
| City | CAMBRIDGE |
| State | MD |
| Zip | 21613-1629 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | LOT 15,928 SQ. FT. 122 MILL STREET CAMBRIDGE |
| Jurisdiction | DORCHESTER MD |
| Township / Civil Division | 7, CAMBRIDGE |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 970400 |
122 Mill St is owned and occupied by two individuals who acquired it in April 2024.
Source: Dorchester County records, as of October 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 122 MILL ST, CAMBRIDGE, MD 21613-1629 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 13, 2001 |
| Deed Sale | Aug 13, 2001 |
| Prior Sale | Aug 30, 1996 · Amount on File |
| Deed Document Number | 2001120 |
| Deed Book / Page | 456 / 485 |
| Last Transfer Date | Apr 30, 2024 |
| Transfer Doc | 0018740245 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DORCHESTER MD |
| Recording Date | May 6, 2024 |
| Property Address | 122 MILL ST, CAMBRIDGE, MD 21613-1629 |
| Document Number | 0018740245 |
| Book / Page | 1874 / 245 |
| Map Reference | LB PLC 31 FO 66 |
| Instrument Date | Apr 30, 2024 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 122 MILL ST, CAMBRIDGE, MD 21613-1629 |
The 2026 property tax bill for 122 Mill St was $4,644 with a homeowner's exemption, up 1.8% from the year before.
Source: Dorchester County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Dorchester County |
| Municipality | Cambridge City |
| Unified School District | Dorchester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,644.00 (+1.84%) Homeowner's exemption | $261,567 (+0.72%) | $265,300 (+2.16%) Land $61,200 Building $204,100 |
| 2025 | $4,560.00 Homeowner's exemption | $259,700 Land $61,200 Building $198,500 | $259,700 Land $61,200 Building $198,500 |
| 2023 | $3,891.00 Homeowner's exemption | $228,433 | $259,700 Land $61,200 Building $198,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 122 Mill St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 28 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 78 units insured incl. 50 condo units |
| Nearby Flood Claims | 27 (1985–2024) |
| Claims Outside the SFHA | 7 of 27 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 122 Mill St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 687 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Bay Country Communications, Verizon.
5G (outdoors only) and 4G LTE
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