Dorchester County property record for 114 Mill St, Cambridge, MD 21613
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 5,621 sqft · built 1894 |
| Lot Size | 0.461 acres (20,089 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $417,000 (Dec 2004) |
| Tax Bill | $7,816 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-168705 |
| Primary APN | 07-168705 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 5,621 sqft Total Area |
| Attic | Attic |
| Attic Area | 1,512 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1894 |
|---|---|
| Effective Year Built | Effective 1894 |
| Architectural Style | Conventional |
| Exterior Material | Wood Shingle |
| Roof Material | Composition Shingle |
| Lot Area | 20,089 sqft (0.461 acres) |
| Porch | Slab |
| Porch Area | 564 sqft |
| Deck Area | 35 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Radiant |
| Sewer | Connected |
| Account Number | 168705 |
|---|---|
| Street Address | 114 MILL ST |
| City | CAMBRIDGE |
| State | MD |
| Zip | 21613-1629 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | LOT 20,089 SQ. FT. 114 MILL STREET CAMBRIDGE |
| Jurisdiction | DORCHESTER MD |
| Township / Civil Division | 7, CAMBRIDGE |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 970400 |
114 Mill St is owned and occupied by two individuals who bought it in December 2004.
Source: Dorchester County records, as of October 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 114 MILL ST, CAMBRIDGE, MD 21613-1629 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 10, 2004 · Amount on File |
| Deed Sale | Dec 10, 2004 · Amount on File |
| Deed Document Number | 200440843 |
| Deed Book / Page | 618 / 441 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 114 Mill St was $7,816 with a homeowner's exemption, up 1.2% from the year before.
Source: Dorchester County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Dorchester County |
| Municipality | Cambridge City |
| Unified School District | Dorchester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,816.00 (+1.2%) Homeowner's exemption | $439,300 Land $61,700 Building $377,600 | $439,300 Land $61,700 Building $377,600 |
| 2025 | $7,723.00 Homeowner's exemption | ||
| 2023 | $6,659.00 Homeowner's exemption | $385,533 | $445,400 Land $61,700 Building $383,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 114 Mill St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 28 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 78 units insured incl. 50 condo units |
| Nearby Flood Claims | 27 (1985–2024) |
| Claims Outside the SFHA | 7 of 27 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 114 Mill St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 687 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Bay Country Communications, Verizon.
5G (outdoors only) and 4G LTE
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