122 Howard St, Charleroi, PA 15022 Property Records

Washington County property record for 122 Howard St, Charleroi, PA 15022

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,220 sqft · built 1994
Lot Size	0.305 acres (13,286 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,161 (2026)
Deeds & Mortgages	Feb 2022 Mortgage Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`610-026-01-00-0012-00`

Property Details

APN / Parcel Number

Primary APN	`610-026-01-00-0012-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,220 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	13,286 sqft (0.305 acres)
Lot Dimensions	184 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	122 HOWARD ST
City	CHARLEROI
State	PA
Zip	15022-1079
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 2 STY FR HSE-GAR
Legal Subdivision	CHARTER OAK
Legal Lot Number	2,12
Jurisdiction	WASHINGTON PA
Township / Civil Division	SPEERS
Census Block Group	1
Census Block	1024
Census Tract	784000

Owner

Source: Washington County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	122 HOWARD ST, CHARLEROI, PA 15022-1079
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage TOP FLITE FINANCIAL INC
Dec 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage PNC MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON PA
Property Address	122 HOWARD ST, CHARLEROI, PA 15022-1079
Transaction Type	Mortgage
Record Updated	Mar 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004508
Date	Feb 18, 2022
Instrument	202204508

Lender

Name	TOP FLITE FINANCIAL INC
Type	Mortgage Company
Address	WILLIAMSTON, MI 48895

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Jan 1, 2037

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON PA
Property Address	122 HOWARD ST, CHARLEROI, PA 15022-1079
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033710
Date	Dec 26, 2017
Instrument	201733710

Lender

Name	PNC MORTGAGE LLC
Type	Lending Institution
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Washington County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Washington County
Municipality	Speers Borough
Unified School District	Charleroi School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,161.00 (+1.96%)	$197,300 (-) Land $33,400 Building $163,900	$197,300 (-) Land $33,400 Building $163,900
2025	$5,062.00 (+10.28%)	$197,300 (-) Land $33,400 Building $163,900
2023	$4,590.00	$197,300 (-) Land $33,400 Building $163,900
2022	$4,590.00	$197,300 Land $33,400 Building $163,900
2015			$197,300 Land $33,400 Building $163,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	16 (1979–2011)
Claims Outside the SFHA	1 of 16
Most Recent Claim	Sep 2011 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jan 1996 · 3 claims Severe Storms & Flooding, Nov 1985 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUTH OF BORO OF CHARLEROI serves 27,000 people · EPA ID PA5630039
Water Source	Surface water
Last State Inspection	May 2026
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2025 E. coli resolved · Mar 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Armstrong, Breezeline, Verizon.

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