119 Howard St, Charleroi, PA 15022 Property Records

Washington County property record for 119 Howard St, Charleroi, PA 15022

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,236 sqft · built 1993
Lot Size	0.278 acres (12,110 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Aug 2025)
Tax Bill	$5,017 (2026)
Deeds & Mortgages	Jan 2022 Line of Credit Sep 2019 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`610-026-01-00-0009-00`

Property Details

APN / Parcel Number

Primary APN	`610-026-01-00-0009-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,236 sqft Living Area

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Aluminum/Vinyl
Lot Area	12,110 sqft (0.278 acres)
Lot Dimensions	155 ft deep x 78 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	119 HOWARD ST
City	CHARLEROI
State	PA
Zip	15022-1080
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 HSE 2 STY FR-GAR
Legal Subdivision	CHARTER OAK
Legal Lot Number	9
Jurisdiction	WASHINGTON PA
Township / Civil Division	SPEERS
Census Block Group	1
Census Block	1036
Census Tract	784000

Owner

Source: Washington County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	119 HOWARD ST, CHARLEROI, PA 15022-1080
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2022	Deed of Trust, Mortgage · Line of Credit DOLLAR BANK FSB
Sep 11, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MON VALLEY COMMUNITY FCU
Mar 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage DOLLAR BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2025 · Amount on Record
Deed Sale	Aug 14, 2025 · Amount on Record
Deed Document Number	202516056
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON PA
Property Address	119 HOWARD ST, CHARLEROI, PA 15022-1080
Transaction Type	Mortgage
Record Updated	Feb 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 HOWARD ST, CHARLEROI, PA 15022-1080

Mortgage

Document Number	0000001842
Date	Jan 21, 2022
Instrument	202201842

Lender

Name	DOLLAR BANK FSB
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON PA
Property Address	119 HOWARD ST, CHARLEROI, PA 15022-1080
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020773
Date	Sep 11, 2019
Instrument	201920773

Lender

Name	MON VALLEY COMMUNITY FCU
Type	Credit Union
Address	ALLENPORT, PA 15412

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	143 Months
Due	Aug 30, 2031

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON PA
Property Address	119 HOWARD ST, CHARLEROI, PA 15022-1080
Document Number	0000007358
Instrument Date	Mar 27, 2020
Transaction Type	Mortgage
Record Updated	May 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 HOWARD ST CHARLEROI PA 150221080, CHARLEROI, PA 15022-1080

Mortgage

Document Number	0000007358
Date	Apr 2, 2020
Instrument	7358

Lender

Name	DOLLAR BK
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Washington County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Washington County
Municipality	Speers Borough
Unified School District	Charleroi School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,017.00 (+1.95%)	$191,800 (-) Land $33,000 Building $158,800	$191,800 (-) Land $33,000 Building $158,800
2025	$4,921.00 (+8.75%)	$191,800 (-1.39%) Land $33,000 Building $158,800
2023	$4,525.00	$194,500 (-) Land $33,000 Building $161,500
2022	$4,525.00	$194,500 Land $33,000 Building $161,500
2015			$191,800 Land $33,000 Building $158,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	16 (1979–2011)
Claims Outside the SFHA	1 of 16
Most Recent Claim	Sep 2011 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jan 1996 · 3 claims Severe Storms & Flooding, Nov 1985 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUTH OF BORO OF CHARLEROI serves 27,000 people · EPA ID PA5630039
Water Source	Surface water
Last State Inspection	May 2026
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2025 E. coli resolved · Mar 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Armstrong, Breezeline, Verizon.

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