122 High St, Cobleskill, NY 12043 Property Records

Schoharie County and Cobleskill Town property record for 122 High St, Cobleskill, NY 12043

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,170 sqft · built 1959
Lot Size0.5 acres (21,780 sqft)
OwnerIndividual Name on File
Last Sale$191,000 (Aug 2019)
Tax Bill$6,935 (2025)
Deeds & MortgagesAug 2019 Refinance
Aug 2019 Foreclosure
Flood ZoneZone X (minimal risk)
APN432601 56.17-7-4

Property Details

APN / Parcel Number

Primary APN432601 56.17-7-4
Alternative APNs
  • 260105601700070040000000
  • 431A101280

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,170 sqft Living Area
1st Floor Area1,240 sqft
2nd Floor Area930 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleColonial
Exterior MaterialStone
Lot Area21,780 sqft (0.5 acres)
Lot Dimensions184 ft deep x 133 ft wide
Garage TypeAttached
Garage Area529 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area198 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number431A101280
Street Address122 HIGH ST
CityCOBLESKILL
StateNY
Zip12043-4125
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionHSE & GAR ATT
Legal Block7
Legal Lot Number4.000
JurisdictionSCHOHARIE NY
Township / Civil DivisionCOBLESKILL
Census Block Group4
Census Block4014
Census Tract740200

Owner

Source: Schoharie County and Cobleskill Town records · APN 432601 56.17-7-4

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address122 HIGH ST, COBLESKILL, NY 12043-4125
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Aug 12, 2019Public Action, Foreclosure

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 12, 2019 · Amount on Record
Deed SaleAug 12, 2019 · Amount on Record
Prior SaleAug 20, 2012 · Amount on Record
Deed Document Number2019765674
Deed Book / Page1097 / 138
Prior Transfer DateSep 28, 2015
Prior Transfer Doc0000001007/000000014
Record UpdatedJun 08, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHOHARIE NY
Property Address122 HIGH ST, COBLESKILL, NY 12043-4125
Transaction TypeMortgage
Record UpdatedSep 03, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1846/248
DateAug 12, 2019
Book Page1846/248
Instrument765675
Lender
NameAMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueSep 01, 2049

August 2019: Public Action, Foreclosure

Document TypePublic Action
JurisdictionSCHOHARIE NY
Recording DateAug 12, 2019
Property Address122 HIGH ST, COBLESKILL, NY 12043-4125
Document Number001097/138
Book / Page1097 / 138
Instrument DateJul 29, 2019
Instrument765674
Transaction TypeForeclosure
Record UpdatedMay 12, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11390 E 26TH AVE, AURORA, CO 80010-1269

Tax Assessment & Valuation

Source: Schoharie County and Cobleskill Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountySchoharie County
County SubdivisionCobleskill Town
MunicipalityCobleskill Village
Unified School DistrictCobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,935.00 (+6.61%)$118,900 (-) Land $8,900 Building $110,000$242,653 (+16.33%) Land $18,163 Building $224,490
2023$118,900 Land $8,900 Building $110,000$208,596 Land $15,614 Building $192,982
2020$6,505.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 16, 2012 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims2 (2011)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2011 · Remnants Of Tropical Storm Lee
Claims by Event
  • Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic DistrictWithin the Cobleskill Historic District
listed 1978 · 188 contributing resources · NRIS 78001910

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: The Middleburgh Telephone Company.

Based on FCC filings for 362 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCOBLESKILL VILLAGE
serves 4,678 people
Water SourceSurface water
Last State InspectionOct 2023
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Aug 2024
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on High St

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