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121 High St, Cobleskill, NY 12043 Property Records

Schoharie County and Cobleskill Town property record for 121 High St, Cobleskill, NY 12043 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms6 Beds
Bathrooms2 Baths
Architecture StyleTraditional
Year BuiltBuilt 1880
Square Footage2,720 sqft Living Area
Lot Size87,556 sqft (2.01 acres)
Tax Bill$7,461.00 (2025)

Property Details

APN / Parcel Number

Primary APN432601 56.17-4-4
Alternative APNs
  • 260105601700040040000000
  • 431A100787

Interior

Bedrooms6 Beds
Full Baths2 Baths
Building Area2,720 sqft Living Area
1st Floor1,360 sqft 1st Floor
2nd Floor1,360 sqft 2nd Floor
Stories2 Stories

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Architectural StyleTraditional Style
Exterior MaterialWood Exterior
Lot Area87,556 sqft (2.01 acres)
Lot Width195 ft Width
Shed1 Shed
Porch Area326 sqft Porch

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelOil Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number431A100787
Street Address121 HIGH ST
CityCOBLESKILL
StateNY
Zip12043-4126
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description2 FAM HOUSE BARN
Legal Block4
Legal Lot Number4.000
JurisdictionSCHOHARIE NY
Minor Civil DivisionCOBLESKILL
Census Blockgroup4
Census Block4014
Census Tract740200

Owner

Source: Schoharie County and Cobleskill Town records · APN 432601 56.17-4-4

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2800 LOY LAKE RD, 404, DENISON, TX 75020-5657
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 28, 2023Deed, Transfer · Stand Alone First Mortgage
NAVY FCU
Feb 07, 2017Deed of Trust, Mortgage
CAPITAL COMMUNICATIONS FCU
Aug 21, 2017Deed of Trust, Mortgage
CAPITAL COMMUNICATIONS FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record RefreshedJun 08, 2026

August 2023: Deed, Transfer

Document TypeDeed
JurisdictionSCHOHARIE NY
Recording DateAug 28, 2023
Property Address121 HIGH ST, COBLESKILL, NY 12043-4126
Document Number0001196/25
Book / Page1196 / 25
Instrument DateAug 23, 2023
Instrument822414
Transaction TypeTransfer
Record UpdatedSep 19, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2800 LOY LAKE RD APT 404, 404, DENISON, TX 75020-5657

Mortgage

Document Number0000822415
DateAug 28, 2023
Instrument822415
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHOHARIE NY
Property Address121 HIGH ST, COBLESKILL, NY 12043-4126
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000011750/0000000052
DateFeb 07, 2017
Book Page0000011750/0000000052
Instrument000000712616
Lender
NameCAPITAL COMMUNICATIONS FCU
TypeCredit Union
Agreement
AmountAmount Recorded
Term119 Months
DueJan 01, 2027

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHOHARIE NY
Property Address121 HIGH ST, COBLESKILL, NY 12043-4126
Transaction TypeMortgage
Record UpdatedSep 13, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 000000724399
DateAug 21, 2017
Book Page0000001770/0000000223
Instrument000000724399
Lender
NameCAPITAL COMMUNICATIONS FCU
TypeCredit Union
Agreement
AmountAmount Recorded
Term113 Months
DueJan 01, 2027

Tax Assessment & Valuation

Source: Schoharie County and Cobleskill Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountySchoharie County
County SubdivisionCobleskill Town
MunicipalityCobleskill Village
Unified School DistrictCobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,461.00$125,000 (-) Land $20,000 Building $105,000$255,102 (+16.33%) Land $40,816 Building $214,286
2023$125,000 (-) Land $20,000 Building $105,000$219,298 (+12.28%) Land $35,088 Building $184,210
2022$125,000 Land $20,000 Building $105,000$195,313 Land $31,250 Building $164,063
2020$6,277.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schoharie County (36095C), updated February 16, 2012 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Cobleskill Historic District
listed 1978 · 188 contributing resources · NRIS 78001910

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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